8276 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8276 Smith Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,462 sqft · built 1971
Lot Size	9.72 acres (423,403 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-02-300-002`

Property Details

APN / Parcel Number

Primary APN	`01-02-300-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,462 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modular
Lot Area	423,403 sqft (9.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8276 SMITH RD
City	GAINES
State	MI
Zip	48436-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 317.68 FT OF SE 1/4 OF SW 1/4 SEC 2 T5N R5E 9.72 A (74)
Legal Range	05E
Legal Township	05N
Legal Section	02
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1047
Census Tract	13001

Owner

Source: Genesee County records · APN 01-02-300-002

Assessment roll updated October 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8276 SMITH RD, GAINES, MI 48436-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
May 04, 2021	Intrafamily Transfer, Transfer
Jan 03, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Apr 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 22, 2021
Transfer Doc	0000044093
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 30, 2021
Property Address	8276 SMITH RD, GAINES, MI 48436-9732
Document Number	0000043338
Instrument Date	Apr 22, 2021
Instrument	202104300043338
Transaction Type	Transfer
Record Updated	Oct 03, 2025
Title Company	SARGENTS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8276 SMITH RD, GAINES, MI 48436-9732

Mortgage

Document Number	0000043410
Date	Apr 30, 2021
Instrument	202104300043410

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	May 04, 2021
Property Address	8276 SMITH RD, GAINES, MI 48436-9732
Document Number	0000044093
Instrument Date	Apr 22, 2021
Instrument	202105040044093
Transaction Type	Transfer
Record Updated	Oct 03, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8276 SMITH RD, GAINES, MI 48436-9732

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8276 SMITH RD, GAINES, MI 48436-9732
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000267
Date	Jan 03, 2018
Instrument	201801030000267

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 10, 2018
Property Address	8276 SMITH RD, GAINES, MI 48436-9732
Document Number	0000019862
Instrument Date	Mar 28, 2018
Instrument	19862
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8276 SMITH RD GAINES MI 484369732, GAINES, MI 48436-9732

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00 (-67.37%) Homeowner's exemption	$164,000 (+29.44%)	$328,000 (+29.44%)
2024	$3,344.00 (+47.51%)
2023		$126,700	$253,400
2019	$2,267.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 20 locations within half a mile of this property.

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