8150 W Ratliff Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 8150 W Ratliff Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,235 sqft · built 2006
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Oct 2017)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-20920-04`

Property Details

APN / Parcel Number

Primary APN	`007-20920-04`
Alternative APN	`53-04-17-100-004.000-011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,235 sqft Living Area
1st Floor Area	3,235 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Pool Area	640 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-20920-04
Street Address	8150 W RATLIFF RD
City	BLOOMINGTON
State	IN
Zip	47404-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	007-20920-04 EDWARDS GROUP AMENDMENT ONE LOT 4A 2.5A
Legal Subdivision	EDWARDS GROUP AMENDMENT ONE
Legal Lot Number	4A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1011
Census Tract	1304

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8150 W RATLIFF RD, BLOOMINGTON, IN 47404-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Sep 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Oct 2, 2017	Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	201713960
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8150 W RATLIFF RD, BLOOMINGTON, IN 47404-8018
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004527
Date	Mar 23, 2022
Instrument	2022004527

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8150 W RATLIFF RD, BLOOMINGTON, IN 47404-8018
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018008134
Date	Jun 20, 2018
Instrument	2018008134

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8150 W RATLIFF RD, BLOOMINGTON, IN 47404-8018
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022013325
Date	Sep 6, 2022
Instrument	2022013325

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Oct 2, 2017
Property Address	8150 W RATLIFF RD, BLOOMINGTON, IN 47404-8018
Document Number	2017013960
Map Reference	PL CAB D ENV 135
Instrument Date	Sep 22, 2017
Instrument	2017013960
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8150 W RATLIFF RD, BLOOMINGTON, IN 47404-8018

Mortgage

Document Number	2017013964
Date	Oct 2, 2017
Instrument	2017013964

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,055.00 (-10.31%)	$496,600 (+0.79%) Land $57,500 Building $439,100	$496,600 (+0.79%) Land $57,500 Building $439,100
2024	$4,521.00 (+6.93%)
2023		$492,700 (+10.32%) Land $46,000 Building $446,700	$492,700 (+10.32%) Land $46,000 Building $446,700
2022	$4,228.00	$446,600 Land $44,500 Building $402,100	$446,600 Land $44,500 Building $402,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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