St. Clair County property record for 8294 Morrow Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,482 sqft |
| Lot Size | 1.5 acres (65,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,500 (Jun 2022) |
| Tax Bill | $5,032 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jun 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-029-4002-040 |
| Primary APN | 74-14-029-4002-040 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,482 sqft Living Area |
| 1st Floor Area | 1,655 sqft |
| Basement Area | 1,655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 65,558 sqft (1.5 acres) |
|---|---|
| Lot Dimensions | 320 ft deep x 205 ft wide |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8294 MORROW RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG N 02D 32M 51S W 1504.93' FROM S 1/4 COR, TH N 02D 32M 51S W 205', TH S 89D 14M 13S W 320.03', TH S 02D 32M 51S E 205', TH N 89D 14M 13S E 320.03' TO BEG SETION 29 T3N R16E 1.505A |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 646000 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8294 MORROW RD, CLAY, MI 48001-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jun 8, 2022 | Warranty Deed, Transfer · Construction Mortgage MICHIGAN MUTUAL INC |
| Feb 4, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Deed Document Number | 202213942 |
| Deed Book / Page | 5529 / 859 |
| Prior Transfer Date | Feb 1, 2021 |
| Prior Transfer Doc | 0000053146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8294 MORROW RD, CLAY, MI 48001-3226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8294 MORROW RD, CLAY, MI 48001-3226 |
| Document Number | 0005597284 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 5597/284 |
| Instrument | 2023002104 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 8, 2022 |
| Property Address | 8294 MORROW RD, CLAY, MI 48001-3226 |
| Document Number | 0005529859 |
| Book / Page | 5529 / 859 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022013942 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $378.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8314 MORROW RD, CLAY, MI 48001-3221 |
| Name | Verified Name |
|---|---|
| Address | 9065 PHELPS RD, CLAY, MI 48001-4346 |
| Document Number | 0000553416 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 5534/16 |
| Instrument | 2022015029 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 4, 2021 |
| Property Address | 8294 MORROW RD, CLAY, MI 48001-3226 |
| Document Number | 0000053146 |
| Book / Page | 5314 / 6 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2021003374 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | TAX BILLS, CLAY, MI 48001 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,032.00 (-40.95%) Homeowner's exemption | $284,500 (+63.41%) | |
| 2024 | $8,522.00 (+1,215.12%) | $569,000 (+63.41%) | |
| 2023 | $174,100 | ||
| 2022 | $648.00 | $348,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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