Orange County property record for 8310 Bowden Way, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,931 sqft · built 2000 |
| Lot Size | 0.367 acres (16,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $563,000 (Aug 2018) |
| Tax Bill | $8,847 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4074-03-010 |
| Primary APN | 29-23-28-4074-03-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,931 sqft Living Area |
| Gross Area | 4,075 sqft |
| 1st Floor Area | 2,931 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,002 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 854 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8310 BOWDEN WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 1 39/74 LOT 301 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 1 |
| Legal Tract | 4074 |
| Legal Block | 3 |
| Legal Lot Number | 301 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 17108 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8310 BOWDEN WAY, WINDERMERE, FL 34786-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI CHRISTENSEN FIN'L |
| Aug 1, 2018 | Warranty Deed, Transfer · ARM CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Oct 28, 2004 · Amount on Record |
| Deed Document Number | 2018453454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8310 BOWDEN WAY, WINDERMERE, FL 34786-5301 |
| Document Number | 0000499289 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | ERECORDING PARTNERS NTWK LLC, ERECORDING PTRS NTWK LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8310 BOWDEN WAY WINDERMERE FL 347865301, WINDERMERE, FL 34786-5301 |
| Document Number | 0000499289 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 499289 |
| Name | CHRISTENSEN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 8310 BOWDEN WAY, WINDERMERE, FL 34786-5301 |
| Document Number | 0000453454 |
| Map Reference | MB 39 PG 74-89 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 20180453454 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,941.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3070 OAKLEIGH MANOR COVE, 3070, SHELBY, XX |
| Name | Verified Name |
|---|---|
| Address | 8310 BOWDEN WAY, WINDERMERE, FL 34786-5301 |
| Document Number | 0000453455 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 20180453455 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $571,010 (+2.7%) | $862,630 (-1.31%) Land $230,000 Building $632,630 | |
| 2025 | $8,847.00 (+4.02%) Homeowner's exemption | $555,998 (+5.99%) | $874,050 (+16.19%) Land $230,000 Building $644,050 |
| 2024 | $8,505.00 (+7.25%) | ||
| 2023 | $7,930.00 (+3.27%) Homeowner's exemption | $524,590 (+3%) | $752,257 (+31.44%) Land $230,000 Building $522,257 |
| 2022 | $7,679.00 Homeowner's exemption | $509,311 | $572,341 Land $130,000 Building $442,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures