Orange County property record for 8309 Bowden Way, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,716 sqft · built 2002 |
| Lot Size | 0.257 acres (11,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,070,000 (Jul 2022) |
| Tax Bill | $15,900 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4074-02-980 |
| Primary APN | 29-23-28-4074-02-980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,716 sqft Living Area |
| Gross Area | 4,843 sqft |
| 1st Floor Area | 3,050 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,184 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 591 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8309 BOWDEN WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 1 39/74 LOT 298 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 1 |
| Legal Tract | 4074 |
| Legal Block | 2 |
| Legal Lot Number | 298 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 17108 |
Source: Orange County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8309 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Warranty Deed, Transfer CORE TITLE SERVICES LLC |
| Apr 27, 2018 | Warranty Deed, Transfer · ARM LENDSURE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 2022436698 |
| Prior Transfer Date | Mar 15, 2004 |
| Prior Transfer Doc | 0000187180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 8309 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 0000436698 |
| Map Reference | MB 39 PG 74-89 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 20220436698 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101S3 ROAI ISLAND COURT, 101S3, ORLANDO, FL 32836 |
| Name | Verified Name |
|---|---|
| Address | 8309 BOIICLEN WAY, WINDERMERE, FL 34786 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 8309 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 0000250934 |
| Map Reference | MB 39 PG 74-89 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 20180250934 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8309 BOWDEN WAY, 8309, WINDERMERE, FL 34786-5300 |
| Name | Verified Name |
|---|---|
| Address | 11349 CENTER LAKE DR UNIT 4310, 4310, WINDERMERE, FL 34786-5586 |
| Document Number | 0000250935 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 20180250935 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,012,987 (+2.7%) | $1,078,210 (-1.28%) Land $230,000 Building $848,210 | |
| 2025 | $15,900.00 (+3.48%) Homeowner's exemption | $986,355 (+5.99%) | $1,092,140 (+17.35%) Land $230,000 Building $862,140 |
| 2024 | $15,365.00 (+7.22%) | ||
| 2023 | $14,330.00 (+39.71%) Homeowner's exemption | $930,638 (+46.94%) Land $230,000 Building $700,638 | $930,638 (+46.94%) Land $230,000 Building $700,638 |
| 2022 | $10,257.00 | $633,332 Land $130,000 Building $503,332 | $633,332 Land $130,000 Building $503,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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