831 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 831 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,003 sqft · built 1927
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-456-019`

Property Details

APN / Parcel Number

Primary APN	`15-27-456-019`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,003 sqft
Basement Area	1,003 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	831 WATSON ST
City	AURORA
State	IL
Zip	60505-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 3RD ADDN N 45 FT LOT 13 BLK 9 LOT DIMENSIONS: 45 X 132 APPROX LOT SQ FT 5940 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	H H EVANS 3RD ADDN
Legal Block	9
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3010
Census Tract	854302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 WATSON ST, AURORA, IL 60505-5253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Jan 15, 2013
Deed Document Number	202063407
Prior Transfer Date	Oct 23, 2008
Prior Transfer Doc	0000087590
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	831 WATSON ST, AURORA, IL 60505-5253
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 WATSON ST, AURORA, IL 60505-5253

Mortgage

Document Number	0000008561
Date	Mar 21, 2023
Instrument	2023K008561

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 22, 2020
Property Address	831 WATSON ST, AURORA, IL 60505-5253
Document Number	0000063407
Instrument Date	Aug 21, 2020
Instrument	2020K063407
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 S 4TH ST, AURORA, IL 60505-5151

Mortgage

Document Number	0000063408
Date	Oct 22, 2020
Instrument	2020K063408

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 (+15.43%) Homeowner's exemption	$73,186 (+9.39%) Land $6,176 Building $67,010	$219,646 (+9.39%) Land $18,535 Building $201,110
2024		$66,904 (+22.66%) Land $5,646 Building $61,258	$200,792 (+22.71%) Land $16,945 Building $183,848
2022	$3,688.00 (+2.02%) Homeowner's exemption	$54,543 (+7.41%) Land $4,603 Building $49,940	$163,629 (+7.41%) Land $13,809 Building $149,820
2021	$3,615.00 Homeowner's exemption	$50,780 Land $4,285 Building $46,495	$152,340 Land $12,855 Building $139,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1996–2022)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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