831 Thomas St, Memphis, TN 38107 Property Records

Shelby County property record for 831 Thomas St, Memphis, TN 38107

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details9,198 sqft · built 2012
Lot Size0.9 acres (39,204 sqft)
Owner2 Trust Names on File
Last Sale$2,027,000 (Nov 2022)
Tax Bill$14,310 (2025)
Deeds & MortgagesNov 2022 Sale
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN02-2032-0-0025C

Property Details

APN / Parcel Number

Primary APN02-2032-0-0025C

Interior

Stories1 Story
Building Area9,198 sqft Gross Area
1st Floor Area9,198 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Construction TypeFrame
Fire ResistanceFireproof Reinforced Concrete
Lot Area39,204 sqft (0.9 acres)
Patio Area1,143 sqft
Canopy112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address831 THOMAS ST
CityMEMPHIS
StateTN
Zip38107-2543
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeMU
Legal DescriptionWS THOMAS STREET COR CHELSEA AVENUE SEE MAP GRID 113M
Legal SubdivisionFAMILY DOLLAR
Legal Lot Number1
JurisdictionSHELBY TN
Township / Civil Division8
Census Block Group1
Census Block1018
Census Tract200

Owner

831 Thomas St, a commercial property, is held in a trust since November 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Trust Names on File
Mailing Address831 THOMAS ST, MEMPHIS, TN 38107-2543
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Special Warranty Deed, Transfer
Nov 28, 2017Loan Modification, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2022 · Amount on File
Deed SaleNov 28, 2022 · Amount on File
Prior SaleSep 1, 2011 · Amount on File
Deed Document Number2022127776
Prior Transfer DateJan 23, 2007
Prior Transfer Doc0000019023
Record UpdatedSep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSHELBY TN
Recording DateNov 28, 2022
Property Address831 THOMAS ST, MEMPHIS, TN 38107-2543
Document Number0022127776
Instrument DateNov 9, 2022
Instrument22127776
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
Tax$7,499.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1150, POINT REYES STATION, CA 94956-1150

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Recording DateNov 28, 2017
Property Address831 THOMAS ST, MEMPHIS, TN 38107-2543
Instrument DateNov 27, 2017
Instrument121888
Transaction TypeMortgage
Record UpdatedDec 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address620 E SOUTHLAKE BLVD SOUTHLAKE TX 760926236, SOUTHLAKE, TX 76092-6236

Mortgage

Document Number0000121888
DateNov 28, 2017
Instrument121888
Lender
NameKEYBANK USA
TypeBank
Address1200 ABERNATHY RD # 1550, ATLANTA, GA 30328-5601
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueNov 27, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 831 Thomas St was $14,310.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,310.00$532,000 Land $43,920 Building $488,080$1,330,000 Land $109,800 Building $1,220,200
2023$366,000 Land $31,360 Building $334,640
2022$22,295.00
2021$915,000 Land $78,400 Building $836,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 831 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 831 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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