698 Thomas St, Memphis, TN 38107 Property Records

Shelby County property record for 698 Thomas St, Memphis, TN 38107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,261 sqft · built 2007
Lot Size0.188 acres (8,190 sqft)
Owner2 Individual Names on File
Last Sale$7,000 (Mar 2017)
Tax Bill$1,446 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-1105-0-0025

Property Details

APN / Parcel Number

Primary APN00-1105-0-0025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,261 sqft Living Area
1st Floor Area1,261 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Construction TypeFrame
Lot Area8,190 sqft (0.188 acres)
PorchOpen Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address698 THOMAS ST
CityMEMPHIS
StateTN
Zip38107-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDR
Legal DescriptionES THOMAS STREET SEE MAP GRID 113 M
Legal SubdivisionUPTOWN REDEVELOPMENT SUBDIVISION 8
Legal Lot Number1
JurisdictionSHELBY TN
Township / Civil Division8
Census Block Group2
Census Block2010
Census Tract2000

Owner

698 Thomas St is owned by two individuals who bought it in March 2017.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address856 STONEWALL ST, MEMPHIS, TN 38107-4444
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2020Deed of Trust, Mortgage · Line of Credit
FIRST S FIN'L CU
Jun 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 13, 2017Warranty Deed, Transfer
REALTY TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2017 · Amount on File
Deed SaleMar 13, 2017 · Amount on File
Prior SaleSep 10, 2007 · Amount on File
Deed Document Number201725299
Prior Transfer DateFeb 14, 2006
Prior Transfer Doc0000044509
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address698 THOMAS ST, MEMPHIS, TN 38107-1416
Document Number0000025914
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 THOMAS ST MEMPHIS TN 381071416, MEMPHIS, TN 38107-1416

Mortgage

Document Number0000025914
DateMar 10, 2020
Instrument25914
Lender
NameFIRST S FIN'L CU
TypeCredit Union
AddressSOUTHAVEN, MS 38671
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 9, 2040
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address698 THOMAS ST, MEMPHIS, TN 38107-1416
Document Number0000069612
Instrument DateJun 30, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 THOMAS ST MEMPHIS TN 381071416, MEMPHIS, TN 38107-1416

Mortgage

Document Number0000069612
DateJul 12, 2018
Instrument69612
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 11, 2033

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 13, 2017
Property Address698 THOMAS ST, MEMPHIS, TN 38107-1416
Document Number0000025299
Instrument DateMar 7, 2017
Instrument25299
Transaction TypeTransfer
Record UpdatedMar 22, 2017
Title CompanyREALTY TITLE INC

Transaction

AmountAmount on Record
Tax$321.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address856 STONEWALL ST MEMPHIS TN 381074444, MEMPHIS, TN 38107-4444

Tax Assessment & Valuation

The 2025 property tax bill for 698 Thomas St was $1,446.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,446.00$53,775 Land $8,125 Building $45,650$215,100 Land $32,500 Building $182,600
2023$37,325 Land $6,350 Building $30,975
2022$2,273.00
2021$149,300 Land $25,400 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 698 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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