831 Spring Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 831 Spring Ave, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1945
Square Footage	941 sqft Living Area
Lot Size	0.206 acres
Occupancy	Owner Occupied
Last Sale	$215,000 (2024)
Tax Bill	$1,535.00 (2025)

Owner

Source: St. Charles County records · APN 102130A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	831 SPRING AVE, SAINT CHARLES, MO 63301-2224
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Aug 27, 2019
Deed Doc Number	0202428123
Deed Book / Page	2024 / 28123
Record Refreshed	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 27, 2019
Property Address	831 SPRING AVE, SAINT CHARLES, MO 63301-2224
Document Number	0071301605
Book / Page	007130 / 001605
Instrument Date	Aug 22, 2019
Instrument	455960
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 SPRING AVE ST CHARLES MO 633012224, ST CHARLES, MO 63301-2224

Mortgage

Document Number	71301607
Date	Aug 27, 2019
Book Page	007130/001607
Instrument	455970

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00	$24,217 (+12.24%)	$127,460 (+12.24%) Land $40,000 Building $87,460
2023		$21,576
2022			$113,559 Land $30,000 Building $83,559

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`102130A000`
Alternative APN	`6-009C-4161-03-0015.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	941 sqft Living Area
1st Floor	941 sqft 1st Floor
Basement Area	697 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1945
Architectural Style	Ranch Style
Exterior Material	Shingles Exterior
Lot Area	9,000 sqft
Depth X Width	180 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	360 sqft Garage
Porch	1 Porch
Porch Area	95 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	102130A000
Old Parcel Number	102130A000
Street Address	831 SPRING AVE
City	SAINT CHARLES
State	MO
Zip	63301-2224
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILMES TRENDLEY SUB N 1/2 LOT 7
Legal Range	05E
Legal Township	47N
Legal Subdivision	WILMES & TRENDLEY
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Minor Civil Division	FRONTIER
Census Blockgroup	3
Census Block	3000
Census Tract	310501