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815 Spring Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 815 Spring Ave, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 2,040 sqft · built 1940
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$62,000 (Feb 2024)
Tax Bill$4,043 (2025)
Deeds & MortgagesMay 2024 Construction Loan
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN102090A000

Property Details

APN / Parcel Number

Primary APN102090A000
Alternative APN
  • 6-009C-4161-03-0010.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
1st Floor Area432 sqft
Basement Area1,328 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area7,500 sqft
Lot Dimensions150 ft deep x 50 ft wide
TerrainRolling
Garage TypeAttached
Patio Area72 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number102090A000
Old Parcel Number102090A000
Street Address815 SPRING AVE
CitySAINT CHARLES
StateMO
Zip63301-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILMES TRENDLEY SUB PT LOT 5
Legal Range05E
Legal Township47N
Legal SubdivisionWILMES & TRENDLEY
Legal Lot Number10
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3000
Census Tract310501

Owner

Source: St. Charles County records · APN 102090A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address815 SPRING AVE, SAINT CHARLES, MO 63301-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2024Deed of Trust, Mortgage · Construction Mortgage
BANK STAR
Feb 07, 2024Warranty Deed, Transfer · Conventional Mortgage
DMBA ST CHARLES INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2024 · Amount on Record
Deed SaleFeb 07, 2024 · Amount on Record
Prior SaleOct 25, 2013 · Amount on Record
Deed Document Number0020244832
Deed Book / Page2024 / 4832
Record UpdatedJun 08, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 SPRING AVE, SAINT CHARLES, MO 63301-2224
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 SPRING AVE, SAINT CHARLES, MO 63301-2224

Mortgage

Document Number0000017071
DateMay 03, 2024
Instrument2024R-017071
Lender
NameBANK STAR
TypeBank
AddressPACIFIC, MO 63069
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 07, 2024
Property Address815 SPRING AVE, SAINT CHARLES, MO 63301-2224
Document Number0000004832
Map ReferenceMB 3 PG 37
Instrument DateFeb 01, 2024
Instrument2024R-004832
Transaction TypeTransfer
Record UpdatedFeb 22, 2024
Title CompanyOLD REPUBLIC TITLE, ORT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address815 SPRING AVE, SAINT CHARLES, MO 63301-2224

Mortgage

Document Number0000004833
DateFeb 07, 2024
Instrument2024R-004833
Lender
NameDMBA ST CHARLES INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2039

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,043.00$10,468 (+22.06%)$55,093 (+22.06%) Land $40,000 Building $15,093
2023$8,576
2022$45,137 Land $30,000 Building $15,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, AT&T, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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