831 Richards St, Joliet, IL 60433 Property Records

Will County property record for 831 Richards St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,894 sqft · built 1990
Lot Size	0.49 acres (21,131 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Feb 2026)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-22-107-049`

Property Details

APN / Parcel Number

Primary APN	`30-07-22-107-049`
Alternative APN	`07221070490000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft
Basement Area	1,544 sqft
Unfinished Basement	350 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	21,131 sqft (0.49 acres)
Lot Dimensions	132 ft deep x 150 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	831 RICHARDS ST
City	JOLIET
State	IL
Zip	60433-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4,5 6 IN CHITTENDENS ADDN TO WESTERN STONE CO SUB, BEING A SUB OF THE E PRT OF BLKS 2,3, 6 IN THE E1/2 OF THE NW1/4 OF S
Legal Range	10E
Legal Township	35N
Legal Section	22
Legal Subdivision	CHITTENDENS ADD
Legal Block	2-3,6
Legal Lot Number	4,5
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3029
Census Tract	883000

Owner

831 Richards St is owned and occupied by an individual who bought it in February 2026.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	831 RICHARDS ST, JOLIET, IL 60433-2439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	May 28, 2025 · Amount on File
Deed Document Number	20267030
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 4, 2026
Property Address	831 RICHARDS ST, JOLIET, IL 60433-2439
Document Number	0000007030
Instrument Date	Jan 7, 2026
Instrument	R2026007030
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 RICHARDS ST, JOLIET, IL 60433-2439

Mortgage

Document Number	0000007031
Date	Feb 4, 2026
Instrument	R2026007031

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.62%
Change Frequency	15 Years

Mortgage

Document Number	0000007032
Date	Feb 4, 2026
Instrument	R2026007032

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 831 Richards St was $4,727, up 7.5% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,727.00 (+7.51%)	$74,867 (+9.3%) Land $15,648 Building $59,219	$224,601 (+9.3%) Land $46,944 Building $177,657
2024	$4,397.00	$68,497 Land $14,317 Building $54,180	$205,491 Land $42,951 Building $162,540
2022	$4,068.00 Homeowner's exemption Senior Citizen's exemption	$55,052 Land $11,507 Building $43,545	$165,156 Land $34,521 Building $130,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 831 Richards St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1981–2026)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 Richards St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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