831 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 831 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	728 sqft Finished Area
Lot Size	5,000 sqft (0.114 acres)
Last Sale	$32,500 (2018)
Tax Bill	$1,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026-41-09-003.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	728 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1920
Exterior Material	Concrete Block Exterior
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	5,000 sqft (0.114 acres)
Depth X Width	125 ft x 40 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0264109003.00
Street Address	831 OAK ST
City	LUDLOW
State	KY
Zip	41016-1369
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LUDLOW LAGOON LOT 76 & PT LOT 75 40'X 125'
Legal Subdivision	LUDLOW LAGOON LAND
Legal Lot Number	76,75
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2019
Census Tract	66900

Owner

Source: Kenton County records · APN 026-41-09-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5223 ROSELAWN DR, TAYLOR MILL, KY 41015-2119
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Deed Doc Number	0000648078
Deed Book / Page	6480 / 78
Record Refreshed	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 20, 2018
Property Address	831 OAK ST, LUDLOW, KY 41016-1369
Document Number	0000000258
Book / Page	0C6480 / 000078
Instrument Date	Aug 09, 2018
Instrument	258
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.50
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 ROSELAWN DR TAYLOR MILL KY 410152119, TAYLOR MILL, KY 41015-2119

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+1.48%)	$100,000 (-) Land $10,000 Building $90,000	$100,000 (-) Land $10,000 Building $90,000
2023	$1,287.00	$100,000 Land $10,000 Building $90,000	$100,000 Land $10,000 Building $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.