827 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 827 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1926
Square Footage784 sqft Finished Area
Lot Size4,400 sqft (0.101 acres)
Last Sale$55,000 (2011)
Tax Bill$1,501.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-09-004.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area784 sqft Finished Area
Gross Area969 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1926
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,400 sqft (0.101 acres)
Depth X Width110 ft x 40 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0264109004.00
Street Address827 OAK ST
CityLUDLOW
StateKY
Zip41016-1369
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON LOT 77 & PT LOT 78 40'X 110'
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number77,78
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2019
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-09-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address15217 CARLI CT, CRITTENDEN, KY 41030-8493

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2011 · Amount on Record
Deed SaleJan 07, 2011 · Amount on Record
Deed Doc Number0004491256
Deed Book / Page4491 / 256
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,501.00 (+1.42%)$115,000 (-) Land $10,000 Building $105,000$115,000 (-) Land $10,000 Building $105,000
2023$1,480.00$115,000 Land $10,000 Building $105,000$115,000 Land $10,000 Building $105,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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