826 Lawrence St, Gainesville, TX 76240 Property Records

Cooke County property record for 826 Lawrence St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1940
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$93,800 (Sep 2022)
Tax Bill	$1,875 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2550-002-00010`

Property Details

APN / Parcel Number

Primary APN	`2550-002-00010`
Alternative APN	`21579`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	725 sqft Living Area
Gross Area	1,363 sqft
1st Floor Area	725 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Rolled Roofing
Lot Area	8,250 sqft (0.189 acres)

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	16 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	2550-002-00010
Street Address	826 LAWRENCE ST
City	GAINESVILLE
State	TX
Zip	76240-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONEAL; BLOCK 2; LOT 10
Legal Subdivision	ONEAL
Legal Block	2
Legal Lot Number	10
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4002
Census Tract	500

Owner

826 Lawrence St is owned by two individuals who bought it in September 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 LAWRENCE ST, GAINESVILLE, TX 76240-3444
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Deed Document Number	20227641
Deed Book / Page	2535 / 796
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 9, 2022
Property Address	826 LAWRENCE ST, GAINESVILLE, TX 76240-3447
Document Number	002535/796
Book / Page	2535 / 796
Instrument Date	Sep 7, 2022
Instrument	2022-7641
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1212, GAINESVILLE, TX 76241-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 LAWRENCE ST, GAINESVILLE, TX 76240-3444

Mortgage

Document Number	0020227636
Date	Sep 9, 2022
Instrument	2022-7636

Lender

Name	MCGILVRAY FAMILY TRUST
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 826 Lawrence St was $1,875, up 15.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,875.00 (+15.38%)	$89,621 (+15.34%) Land $15,139 Building $74,482	$89,621 (+15.34%) Land $15,139 Building $74,482
2025	$1,625.00 (+12.07%)	$77,704 Land $15,139 Building $62,565	$77,704 Land $15,139 Building $62,565
2024	$1,450.00
2023		$82,831 Land $15,139 Building $67,692	$82,831 Land $15,139 Building $67,692
2022	$1,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	103 (1981–2009)
Claims Outside the SFHA	6 of 103
Most Recent Claim	May 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Lawrence St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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