828 James St, Dunedin, FL 34698 Property Records

Pinellas County property record for 828 James St, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1960
Lot Size	0.174 acres (7,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Apr 2023)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-4615-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-4615-6`
Alternative APNs	`35-28-15-33714-005-0090` `281535337140050090` `152835337140050090` `R384267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,558 sqft (0.174 acres)
Lot Dimensions	108 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	350 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R384267
Street Address	828 JAMES ST
City	DUNEDIN
State	FL
Zip	34698-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE ACRES 2ND ADD BLK 5, LOT 9
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	GROVE ACRES 2ND ADD
Legal Tract	33714
Legal Block	5
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1021
Census Tract	27000

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 JAMES ST, DUNEDIN, FL 34698-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2019	Warranty Deed, Transfer TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	202384924
Deed Book / Page	22394 / 1260
Prior Transfer Date	Dec 1, 2005
Prior Transfer Doc	0147971484
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 3, 2023
Property Address	828 JAMES ST, DUNEDIN, FL 34698-7801
Document Number	0223941260
Book / Page	22394 / 1260
Map Reference	MB 40 PG 1
Instrument Date	Mar 31, 2023
Instrument	2023084924
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	PAPPAS LAW AND TITLE, PAPPAS LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 JAMES ST, DUNEDIN, FL 34698-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 JAMES ST, DUNEDIN, FL 34698-7801
Investor	Possibly a Property Investor

Mortgage

Document Number	0223941261
Date	Apr 3, 2023
Instrument	22394/1261

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 25, 2020
Property Address	828 JAMES ST, DUNEDIN, FL 34698-7801
Document Number	0212731453
Book / Page	21273 / 1453
Map Reference	MB 40 PG 1
Instrument Date	Nov 12, 2020
Instrument	2020356515
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PAPPAS LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9539 FIRENZE CIR, 9539, NAPLES, FL 34113-8138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	828 JAMES ST, DUNEDIN, FL 34698-7801

Mortgage

Document Number	0212731454
Date	Nov 25, 2020
Instrument	21273/1454

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 13, 2019
Property Address	828 JAMES ST, DUNEDIN, FL 34698-7801
Document Number	0206921766
Book / Page	020692 / 001766
Instrument Date	Sep 10, 2019
Instrument	295787
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9539 FIRENZE CIR NAPLES FL 341138138, NAPLES, FL 34113-8138

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,182.00 (+124.6%) Homeowner's exemption	$506,402 (+103.03%) Land $214,728 Building $291,674	$506,402 (+10.38%) Land $214,728 Building $291,674
2023	$3,643.00 (+2.94%) Homeowner's exemption	$249,423 (+3%)	$458,800 (+29.02%) Land $230,606 Building $228,194
2022	$3,539.00 Homeowner's exemption	$242,158	$355,592 Land $189,790 Building $165,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures