831 Howells Rd, Grantsboro, NC 28529 Property Records

Pamlico County property record for 831 Howells Rd, Grantsboro, NC 28529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1983
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Aug 2018)
Tax Bill	$1,179 (2023)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E08-95`

Property Details

APN / Parcel Number

Primary APN	`E08-95`
Alternative APNs	`6437917806000` `33113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,449 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33113
Street Address	831 HOWELLS RD
City	GRANTSBORO
State	NC
Zip	28529-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF SR 1005 & HOWELL DR SURVEY WITH DEED 0004501 6437917806000
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	950204

Owner

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	831 HOWELLS RD, GRANTSBORO, NC 28529-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2017	Deed of Trust, Mortgage · ARM LOCAL GOVT FEDERAL CREDIT UNION
Aug 24, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Aug 7, 2014 · Amount on Record
Deed Document Number	0000640562
Deed Book / Page	640 / 562
Record Updated	Jun 7, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	831 HOWELLS RD, GRANTSBORO, NC 28529-9674
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000623/381
Date	Mar 14, 2017
Book Page	623/381

Lender

Name	LOCAL GOVT FEDERAL CREDIT UNION
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	831 HOWELLS RD, GRANTSBORO, NC 28529-9674
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000640/0000000565
Date	Aug 24, 2018
Book Page	0000000640/0000000565

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	831 HOWELLS RD, GRANTSBORO, NC 28529-9674
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000666/27
Date	Aug 24, 2020
Book Page	666/27

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Aug 24, 2018
Property Address	831 HOWELLS RD, GRANTSBORO, NC 28529-9674
Document Number	640/562
Book / Page	640 / 562
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 COUNTRY CLUB RD, MOREHEAD CITY, NC 28557-6208

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,179.00	$174,755 Land $47,706 Building $127,049	$174,755 Land $47,706 Building $127,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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