1002 Howells Rd, Grantsboro, NC 28529 Property Records

Pamlico County property record for 1002 Howells Rd, Grantsboro, NC 28529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 2020
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Apr 2024)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Apr 2024 Sale Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`E08-82-1`

Property Details

APN / Parcel Number

Primary APN	`E08-82-1`
Alternative APNs	`6437920314000` `33131` `34550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,891 sqft Finished Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Lot Dimensions	430 ft deep x 176 ft wide
Garage Type	Carport
Garage Area	780 sqft
Carport	Carport
Carport Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	318 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	34550
Street Address	1002 HOWELLS RD
City	GRANTSBORO
State	NC
Zip	28529-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2 BAIRDS SHORE OFF SR 1005 HOWELL DRIVE 0004422 6437920314000
Legal Subdivision	MB 11-52
Legal Lot Number	1,2
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	950204

Owner

Source: Pamlico County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed, Transfer
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Sep 7, 2018	Deed of Trust, Mortgage STEARNS LENDING
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Oct 1, 2014
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PAMLICO NC
Recording Date	Apr 17, 2024
Property Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Document Number	000724/753
Book / Page	724 / 753
Map Reference	MB 11 PG 52
Instrument Date	Apr 15, 2024
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000701/441
Date	Jun 30, 2022
Book Page	701/441

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000701/455
Date	Jun 30, 2022
Book Page	701/455

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000641/0000000160
Date	Sep 7, 2018
Book Page	0000000641/0000000160

Lender

Name	STEARNS LENDING

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	682/226
Date	Jun 8, 2021
Book Page	682/226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 7, 2018
Property Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659
Document Number	641/157
Book / Page	641 / 157
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1002 HOWELLS RD, GRANTSBORO, NC 28529-9659

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+2.95%)	$386,884 (-) Land $154,551 Building $232,333	$386,884 (-) Land $154,551 Building $232,333
2023	$2,611.00	$386,884 Land $154,551 Building $232,333	$386,884 Land $154,551 Building $232,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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