831 Gilcrest Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 831 Gilcrest Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1958
Lot Size	0.171 acres (7,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`540-0063-0173-00`

Property Details

APN / Parcel Number

Primary APN	`540-0063-0173-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	831 GILCREST LN
City	CINCINNATI
State	OH
Zip	45238-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILCREST LN 50 X 150 LOT 35 SUNDALE ACRES
Legal Subdivision	SUNDALE ACRES
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3000
Census Tract	21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	831 GILCREST LN, CINCINNATI, OH 45238-4722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1986
Deed Sale	Aug 1, 1986
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	831 GILCREST LN, CINCINNATI, OH 45238-4722
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073983
Date	Sep 24, 2025
Book Page	15507/1578
Instrument	2025-0073983

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	831 GILCREST LN, CINCINNATI, OH 45238-4722
Document Number	0000028352
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	831 GILCREST LN CINCINNATI OH 452384722, CINCINNATI, OH 45238-4722

Mortgage

Document Number	0000028352
Date	Mar 24, 2020
Book Page	014131/001412
Instrument	28352

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 23, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (-2.42%)	$47,492 (-) Land $8,400 Building $39,092
2024	$2,898.00 (+4.7%)	$47,492 (-) Land $8,400 Building $39,092
2023	$2,768.00 (+18.7%)	$47,492 (+33.55%) Land $8,400 Building $39,092	$135,690 (+33.55%) Land $24,000 Building $111,690
2022	$2,332.00 Homeowner's exemption	$35,560 Land $6,496 Building $29,064
2020			$101,600 Land $18,560 Building $83,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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