815 Gilcrest Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 815 Gilcrest Ln, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1958
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Feb 2019)
Tax Bill$2,737 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN540-0063-0175-00

Property Details

APN / Parcel Number

Primary APN540-0063-0175-00
Alternative APN
  • 0084457

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area1,976 sqft
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address815 GILCREST LN
CityCINCINNATI
StateOH
Zip45238-4722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionGILCREST LN 50 X 150 LOT 37 SUNDALE ACRES
Legal SubdivisionSUNDALE ACRES
Legal Lot Number37
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group3
Census Block3000
Census Tract21303

Owner

Source: Hamilton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address815 GILCREST LN, CINCINNATI, OH 45238-4722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · FHA Mortgage
UNION HOME MORTGAGE CORP
Feb 4, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2019 · Amount on Record
Deed SaleFeb 4, 2019 · Amount on Record
Prior SaleOct 4, 2005 · Amount on Record
Deed Document Number20198864
Deed Book / Page13847 / 1335
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address815 GILCREST LN, CINCINNATI, OH 45238-4722
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009433
DateJan 26, 2022
Book Page14591/1249
Instrument2022-0009433
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 4, 2019
Property Address815 GILCREST LN, CINCINNATI, OH 45238-4722
Document Number0000008864
Book / Page13847 / 01335
Map ReferenceMB 81 PG 31&32
Instrument DateJan 30, 2019
Instrument2019-0008864
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address815 GILCREST LN, CINCINNATI, OH 45238-4722

Mortgage

Document Number0000008865
DateFeb 4, 2019
Instrument2019-0008865
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,737.00 (+2.51%)$45,952 (-) Land $8,400 Building $37,552$131,290 (-) Land $24,000 Building $107,290
2024$2,670.00 (-0.3%)$45,952 (-) Land $8,400 Building $37,552
2023$2,678.00 (+1.55%)$45,952 (+14.17%) Land $8,400 Building $37,552$131,290 (+14.17%) Land $24,000 Building $107,290
2022$2,637.00 Homeowner's exemption$40,250 Land $6,496 Building $33,754
2020$115,000 Land $18,560 Building $96,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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