831 E 37th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 831 E 37th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1931
Lot Size	0.236 acres (10,281 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Feb 2005)
Tax Bill	$5,884 (2023)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-106-23`

Property Details

APN / Parcel Number

Primary APN	`091-106-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,260 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	385 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	10,281 sqft (0.236 acres)

Exterior Amenities

Pool Area	49 sqft
Porch	Porch
Porch Area	140 sqft
Deck Area	140 sqft
Patio Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	091-106-23
Street Address	831 E 37TH ST
City	CHARLOTTE
State	NC
Zip	28205-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	P21 B13 M230-14
Legal Subdivision	STONE BLUFF CONDO
Legal Block	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2012
Census Tract	1400

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Intrafamily Transfer, Transfer
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
May 9, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 1, 2005 · Amount on Record
Deed Sale	Feb 1, 2005 · Amount on Record
Prior Sale	Sep 20, 2017
Deed Document Number	0000019472
Deed Book / Page	18309 / 0561
Last Transfer Date	Feb 8, 2024
Transfer Doc	0000011089
Record Updated	Jun 7, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 8, 2024
Property Address	831 E 37TH ST, CHARLOTTE, NC 28205-1116
Document Number	0000011089
Book / Page	38623 / 674
Map Reference	MB 230 PG 14
Instrument Date	Feb 1, 2024
Instrument	2024011089
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 E 37TH ST, CHARLOTTE, NC 28205-1116

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	831 E 37TH ST, CHARLOTTE, NC 28205-1116
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208503
Date	Dec 9, 2020
Book Page	35411/641
Instrument	2020208503

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	831 E 37TH ST, CHARLOTTE, NC 28205-1116
Document Number	0000057757
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	831 E 37TH ST CHARLOTTE NC 282051116, CHARLOTTE, NC 28205-1116

Mortgage

Document Number	0000057757
Date	May 14, 2019
Book Page	033504/000871
Instrument	57757

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	831 E 37TH ST, CHARLOTTE, NC 28205-1116
Document Number	0000148195
Book / Page	032241 / 000554
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E 37TH ST CHARLOTTE NC 282051116, CHARLOTTE, NC 28205-1116

Mortgage

Document Number	0000148195
Date	Nov 1, 2017
Book Page	032241/000554
Instrument	148195

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 20, 2017
Property Address	831 E 37TH ST, CHARLOTTE, NC 28205-1116
Document Number	0000127211
Book / Page	032131 / 000974
Instrument Date	Sep 18, 2017
Instrument	127211
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 E 37TH ST CHARLOTTE NC 282051116, CHARLOTTE, NC 28205-1116

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,884.00	$609,800 Land $325,000 Building $284,800	$609,800 Land $325,000 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber.

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