825 E 37th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 825 E 37th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 1928
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2015)
Tax Bill	$5,141 (2024)
Deeds & Mortgages	Jan 2023 Transfer Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-106-21`

Property Details

APN / Parcel Number

Primary APN	`091-106-21`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,123 sqft Living Area
1st Floor Area	1,395 sqft
Upper Floors Area	728 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	6,360 sqft (0.146 acres)
Porch	Finished/Open Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	825 E 37TH ST
City	CHARLOTTE
State	NC
Zip	28205-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	P22 B13 M230-14
Legal Subdivision	NORTH CHARLOTTE REALTY CO
Legal Block	13
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2012
Census Tract	1400

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	825 E 37TH ST, CHARLOTTE, NC 28205-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Intrafamily Transfer, Transfer
Jan 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2015 · Amount on Record
Deed Sale	Jul 13, 2015 · Amount on Record
Prior Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	201589515
Deed Book / Page	30123 / 271
Last Transfer Date	Jan 24, 2023
Transfer Doc	0000006908
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 26, 2023
Property Address	825 E 37TH ST, CHARLOTTE, NC 28205-1116
Document Number	0000006908
Book / Page	37901 / 556
Map Reference	MB 230 PG 14
Instrument Date	Jan 24, 2023
Instrument	2023006908
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4935 BANFSHIRE RD, CHARLOTTE, NC 28215-2009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 E 37TH ST, CHARLOTTE, NC 28205-1116

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	825 E 37TH ST, CHARLOTTE, NC 28205-1116
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002638
Date	Jan 9, 2019
Book Page	33217/485
Instrument	2019002638

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$658,800 Land $325,000 Building $333,800	$658,800 Land $325,000 Building $333,800
2024	$5,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber.

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