Tipton County property record for 831 Cummins St, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,659 sqft · built 1957 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Aug 2026) |
| Tax Bill | $853 (2022) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041G I 00400 |
| Primary APN | 084041G I 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 500 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 831 CUMMINS ST |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C44 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 40700 |
Source: Tipton County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8335 MEMPHIS ARLINGTON RD, BARTLETT, TN 38133-2103 |
| Owner Type | Individual |
| Vesting | Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Prior Sale | Nov 18, 1977 |
| Deed Document Number | 2026295085 |
| Deed Book / Page | 2137 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 18, 2026 |
| Property Address | 831 CUMMINS ST, COVINGTON, TN 38019-2711 |
| Document Number | 0000295085 |
| Book / Page | 2137 / 258 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026295085 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2026 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,359.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 8335 MEMPHIS ARLINGTON RD, BARTLETT, TN 38133-2103 |
| Investor | Possibly a Property Investor |
| Document Number | 0000295086, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 2026295086 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Mar 1, 2027 |
| Max Rate | -1% |
|---|
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,125 (-) Land $5,450 Building $31,675 | ||
| 2023 | $37,125 Land $5,450 Building $31,675 | ||
| 2022 | $853.00 | ||
| 2020 | $148,500 Land $21,800 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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