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600 Cummins St, Covington, TN 38019 Property Records

Tipton County property record for 600 Cummins St, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,440 sqft · built 1970
Lot Size0.393 acres (17,160 sqft)
Owner2 Individual Names on File
Last Sale$52,000 (Nov 1993)
Tax Bill$1,097 (2022)
Deeds & MortgagesMar 2021 Line of Credit
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN084041G D 01700

Property Details

APN / Parcel Number

Primary APN084041G D 01700
Alternative APN
  • 041G D 01700

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,160 sqft
Lot Dimensions120 ft deep x 143 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address600 CUMMINS ST
CityCOVINGTON
StateTN
Zip38019-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C43
Legal SubdivisionSHOAF ADD TO COVINGTON
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group4
Census Block4005
Census Tract40700

Owner

600 Cummins St is owned by two individuals who acquired it in July 2020.

Source: Tipton County records, as of January 19, 2026

Owner of Record2 Individual Names on File
Mailing Address15414 SOUTHERN MARTIN ST, WINTER GARDEN, FL 34787-4899
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jul 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 1993 · Amount on File
Deed SaleNov 24, 1993 · Amount on File
Deed Book / Page041G
Last Transfer DateJul 30, 2020
Transfer Doc1854363
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address600 CUMMINS ST, COVINGTON, TN 38019-2706
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address15414 SOUTHERN MARTIN ST, WINTER GARDEN, FL 34787-4899

Mortgage

Document Number1891435
DateMar 23, 2021
Book Page1891/435
Instrument242907
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateJul 30, 2020
Property Address600 CUMMINS ST, COVINGTON, TN 38019-2706
Document Number1854363
Book / Page001854 / 000363
Instrument DateJul 3, 2020
Instrument235508
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15414 SOUTHERN MARTIN ST WINTER GARDEN FL 347874899, WINTER GARDEN, FL 34787-4899

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,725 Land $6,425 Building $41,300
2023$47,725 Land $6,425 Building $41,300
2022$1,097.00
2020$190,900 Land $25,700 Building $165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Cummins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Cummins St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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