831 Calle Montera, Escondido, CA 92025 Property Records

San Diego County property record for 831 Calle Montera, Escondido, CA 92025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,186 sqft · built 1994
Lot Size0.242 acres (10,538 sqft)
Owner2 Individual Names on Record
Last Sale$695,000 (Dec 2017)
Tax Bill$8,972 (2025)
Deeds & MortgagesJan 2024 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN271-111-58-00

Property Details

APN / Parcel Number

Primary APN271-111-58-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,186 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area10,538 sqft (0.242 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address831 CALLE MONTERA
CityESCONDIDO
StateCA
Zip92025-7967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-P
Legal DescriptionLOT 86 TR 012470
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract012470
Legal Block1
Legal Lot Number86
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1020
Census Tract20710

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 6, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SAN DIEGO COUNTY CU
Dec 19, 2017Grant Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleJun 7, 2016 · Amount on Record
Deed Document Number2017592095
Prior Transfer DateJul 11, 2011
Prior Transfer Doc0000392822
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967
Transaction TypeMortgage
Record UpdatedFeb 2, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967

Mortgage

Document Number0000020770
DateJan 25, 2024
Instrument2024-0020770
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967

Mortgage

Document Number0000378415
DateMay 18, 2021
Instrument2021-0378415
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156127
DateApr 6, 2017
Instrument2017-0156127
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 19, 2017
Property Address831 CALLE MONTERA, ESCONDIDO, CA 92025-7967
Document Number0000592095
Instrument DateNov 22, 2017
Instrument592095
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$764.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address831 CALLE MONTERA ESCONDIDO CA 920257967, ESCONDIDO, CA 92025-7967

Mortgage

Document Number592096
DateDec 19, 2017
Instrument592096
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$806,598 (+2%) Land $229,509 Building $577,089
2025$8,972.00 (+4.47%) Homeowner's exemption$790,783 (+4.04%) Land $225,009 Building $565,774
2023$8,588.00 (+1.09%) Homeowner's exemption$760,078 Land $216,273 Building $543,805
2022$8,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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