San Diego County property record for 822 Calle Montera, Escondido, CA 92025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,178 sqft · built 1994 |
| Lot Size | 0.138 acres (6,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,280,000 (Feb 2024) |
| Tax Bill | $14,921 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 271-111-47-00 |
| Primary APN | 271-111-47-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,178 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 6,007 sqft (0.138 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 822 CALLE MONTERA |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92025-7964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-P |
| Legal Description | LOT 75 TR 012470 |
| Legal Subdivision | ESCONDIDO BLKS RESUB |
| Legal Tract | 012470 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20710 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10531 4S COMMONS DR, 166, SAN DIEGO, CA 92127-3517 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 15, 2024 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jan 6, 2017 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | Jan 6, 2017 · Amount on Record |
| Deed Document Number | 202439792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Document Number | 0000026998 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024-0026998 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 15, 2024 |
| Property Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Document Number | 0000039792 |
| Map Reference | MAP 12470 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 2024-0039792 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10531 4S COMMONS DR STE 166, 166, SAN DIEGO, CA 92127-3517 |
| Document Number | 0000039793 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024-0039793 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Document Number | 0000625526 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-0625526 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000162577 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020-0162577 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 1, 2060 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 6, 2017 |
| Property Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Document Number | 0000009838 |
| Map Reference | MAP12470 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 2017-0009838 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 CALLE MONTERA, ESCONDIDO, CA 92025-7964 |
| Document Number | 0000009839 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 2017-0009839 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,331,712 (+2%) Land $832,320 Building $499,392 | |
| 2025 | $14,921.00 (+97.79%) | $1,305,600 (+95.39%) Land $816,000 Building $489,600 |
| 2023 | $7,544.00 (+1.1%) Homeowner's exemption | $668,191 Land $162,359 Building $505,832 |
| 2022 | $7,462.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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