831 8th St, Elko, NV 89801 Property Records

Elko County property record for 831 8th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 336 sqft · built 1960
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Nov 2010)
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-182-005`

Property Details

APN / Parcel Number

Primary APN	`001-182-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	975 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Basement
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	831 8TH ST
City	ELKO
State	NV
Zip	89801-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE 1
Legal Subdivision	FIRST ADDITION
Legal Block	68
Legal Lot Number	23,24
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2021
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 8TH ST, ELKO, NV 89801-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2010 · Amount on Record
Deed Sale	Nov 10, 2010 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	2010633104
Last Transfer Date	Nov 24, 2020
Transfer Doc	0000777812
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	831 8TH ST, ELKO, NV 89801-3301
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792075
Date	Jul 30, 2021
Instrument	792075

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	831 8TH ST, ELKO, NV 89801-3301
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000784664
Date	Mar 26, 2021
Instrument	784664

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Nov 30, 2020
Property Address	831 8TH ST, ELKO, NV 89801-3301
Document Number	0000777812
Instrument Date	Nov 24, 2020
Instrument	777812
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	831 8TH ST, ELKO, NV 89801-3301

Mortgage

Document Number	0000777813
Date	Nov 30, 2020
Instrument	777813

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00 (+3.03%)	$40,163 (-0.39%) Land $15,050 Building $25,113	$114,751 (-0.39%) Land $43,000 Building $71,751
2025	$1,056.00 (+12.94%)	$40,320 (+36.44%) Land $15,050 Building $25,270	$115,200 (+36.44%) Land $43,000 Building $72,200
2023	$935.00 (+6.49%)	$29,552 (+18.24%) Land $6,615 Building $22,937	$84,434 (+18.24%) Land $18,900 Building $65,534
2022	$878.00	$24,993 Land $6,615 Building $18,378	$71,409 Land $18,900 Building $52,509

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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