1291 8th St, Elko, NV 89801 Property Records

Elko County property record for 1291 8th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2023
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2025)
Tax Bill	$3,607 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-066-005`

Property Details

APN / Parcel Number

Primary APN	`001-066-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,696 sqft Living Area
Gross Area	2,128 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1291 8TH ST
City	ELKO
State	NV
Zip	89801-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5 LOTS 1,2 BLK 114 LESS A PORTION OF LOT 1, DEDICATED TO THE CITY OF ELKO DOC 764033 NO CHANGE TO SQUARE
Legal Subdivision	FIRST ADDITION
Legal Block	114
Legal Lot Number	1,2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1019
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 E ST, ELKO, NV 89801-2996
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC
Mar 9, 2022	Grant Deed, Transfer
Jul 2, 2019	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	2025855961
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 14, 2025
Property Address	1291 8TH ST, ELKO, NV 89801
Document Number	0000855961
Instrument Date	Oct 10, 2025
Instrument	855961
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2145, DAYTON, NV 89403-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 E ST, ELKO, NV 89801-2996
Investor	Possibly a Property Investor

Mortgage

Document Number	0000855962
Date	Oct 14, 2025
Instrument	855962

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000855963
Date	Oct 14, 2025
Instrument	855963

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	CARSON CITY, NV 89706

Agreement

Amount	Amount Recorded

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Mar 9, 2022
Property Address	1291 8TH ST, ELKO, NV 89801
Document Number	0000802575
Map Reference	FILE 5
Instrument Date	Mar 3, 2022
Instrument	802575
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$66.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 W SILVER ST # ST104, 780, ELKO, NV 89801-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2145, DAYTON, NV 89403-2145

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jul 2, 2019
Property Address	1291 8TH ST, ELKO, NV 89801
Document Number	0000756226
Instrument Date	Jul 1, 2019
Instrument	756226
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$79.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	780 W SILVER ST #104 ELKO NV 898013820, 104, ELKO, NV 89801-3820

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,607.00 (+1.32%)	$98,535 (-1.56%) Land $14,700 Building $83,835	$281,529 (-1.56%) Land $42,000 Building $239,529
2025	$3,560.00 (+90.88%)	$100,100 (+1,582.35%) Land $14,700 Building $85,400	$286,000 (+1,582.35%) Land $42,000 Building $244,000
2023	$1,865.00 (+751.6%)	$5,950 (-) Land $5,950	$17,000 (-) Land $17,000
2022	$219.00	$5,950 Land $5,950	$17,000 Land $17,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 64% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband, Verizon.

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