831 17th St, Key West, FL 33040 Property Records

Monroe County property record for 831 17th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,571 sqft · built 1965
Lot Size0.135 acres (5,900 sqft)
OwnerOwner Name on File
Last Sale$210,000 (Sep 1998)
Tax Bill$5,501 (2024)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN00056970-000000

Property Details

APN / Parcel Number

Primary APN00056970-000000
Alternative APNs
  • 01010100056970000000
  • 1057452

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,571 sqft Living Area
1st Floor Area1,670 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,900 sqft (0.135 acres)
Lot Dimensions100 ft deep x 59 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area42 sqft
Patio Area971 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1057452
Old Parcel Number01010100056970000000
Street Address831 17TH ST
CityKEY WEST
StateFL
Zip33040-4248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PEARLMAN HEIGHTS PB4-85 LOT 1 BLK 2 OR229-433 OR403-728/29 OR1162-755 OR1162-756 OR1162-757 OR1282-2083 OR1282-2084/85
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN HEIGHTS
Legal Block2
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971900

Owner

The current owner of 831 17th St bought it in September 1998.

Source: Monroe County records, as of December 5, 2025

Owner of RecordOwner Name on File
Mailing Address1000 MARKET ST UNIT 300, 300, PORTSMOUTH, NH 03801-3358

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1998 · Amount on File
Deed SaleSep 1, 1998 · Amount on File
Prior SaleDec 8, 1995 · Amount on File
Deed Document Number0153500301
Deed Book / Page01535 / 00301
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address831 17TH ST, KEY WEST, FL 33040-4248
Document Number0029410853
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3500 N ROOSEVELT BLVD KEY WEST FL 330404225, KEY WEST, FL 33040-4225

Mortgage

Document Number0029410853
DateDec 20, 2018
Book Page002941/000853
Instrument2199040
Lender
NameGM FIN'L
TypeFunding / Finance Company
Address20 E LAS COLINAS BLVD # 500, IRVING, TX 75039
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$645,996 Land $438,075 Building $207,921$645,996 Land $438,075 Building $207,921
2024$5,501.00 (+4.76%)
2023$5,251.00 (+13.61%)$675,652 (+18.64%) Land $483,210 Building $192,442$675,652 (+18.64%) Land $483,210 Building $192,442
2022$4,622.00$569,490 Land $377,010 Building $192,480$569,490 Land $377,010 Building $192,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 17th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 831 17th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 17th St

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