1006 17th St, Key West, FL 33040 Property Records

Monroe County property record for 1006 17th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,764 sqft · built 1963
Lot Size	0.13 acres (5,700 sqft)
Owner	Owner Name on File
Last Sale	$320,000 (Feb 2012)
Tax Bill	$2,757 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00057560-000000`

Property Details

APN / Parcel Number

Primary APN	`00057560-000000`
Alternative APNs	`01010100057560000000` `1058041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,470 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2008
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,700 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 57 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1058041
Old Parcel Number	01010100057560000000
Street Address	1006 17TH ST
City	KEY WEST
State	FL
Zip	33040-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 6 LOT 18 KW PEARLMAN HEIGHTS PB4-85 OR371-233 OR484-761-762 OR496-571D/C OR695-36 OR2298-483/84 OR2557-1701/02
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	6
Legal Lot Number	18
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2005
Census Tract	971900

Owner

The current owner of 1006 17th St bought it in February 2012.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Owner Name on File
Mailing Address	1006 17TH ST, KEY WEST, FL 33040-4235
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2012 · Amount on File
Deed Sale	Feb 29, 2012 · Amount on File
Prior Sale	May 30, 2007 · Amount on File
Deed Document Number	1872287
Deed Book / Page	2557 / 1701
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1006 17TH ST, KEY WEST, FL 33040-4235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028800188
Date	Nov 21, 2017
Book Page	2880/0188
Instrument	2144437

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1006 17TH ST, KEY WEST, FL 33040-4235
Document Number	0030322234
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1006 17TH ST KEY WEST FL 330404235, KEY WEST, FL 33040-4235

Mortgage

Document Number	0030322234
Date	Jul 21, 2020
Book Page	003032/002234
Instrument	2273876

Lender

Name	IBERIABANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,222	$756,887 Land $474,953 Building $281,934
2024	$2,757.00 (+2.04%)
2023	$2,702.00 (+4.65%) Homeowner's exemption	$308,738 (+3%)	$796,844 (+21.52%) Land $523,887 Building $272,957
2022	$2,582.00 Homeowner's exemption	$299,746	$655,724 Land $408,747 Building $246,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1006 17th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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