8305 Esther Ct, Severn, MD 21144 Property Records

Anne Arundel County property record for 8305 Esther Ct, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,308 sqft · built 1977
Lot Size	0.36 acres (15,672 sqft)
Owner	Individual Name on File
Last Sale	$35,069 (May 1995)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Jan 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-152-03264820`

Property Details

APN / Parcel Number

Primary APN	`04-152-03264820`
Alternative APNs	`4-152-03264820` `15203264820`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,672 sqft (0.36 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15203264820
Street Address	8305 ESTHER CT
City	SEVERN
State	MD
Zip	21144-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 17 BK L CLARK HEIGHTS
Legal Subdivision	CLARK HEIGHTS
Legal Block	L
Legal Lot Number	17
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	740203

Owner

8305 Esther Ct is owned and occupied by an individual who acquired it in December 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	8305 ESTHER CT, SEVERN, MD 21144-3313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 1995 · Amount on File
Deed Sale	May 5, 1995 · Amount on File
Prior Sale	Jun 18, 1993 · Amount on File
Deed Book / Page	7003 / 436
Last Transfer Date	Dec 29, 2014
Transfer Doc	0279980374
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8305 ESTHER CT, SEVERN, MD 21144-3313
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 ESTHER CT, SEVERN, MD 21144-3313

Mortgage

Document Number	0401930139
Date	Jan 23, 2024
Book Page	40193/139

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	872 Months
Due	Sep 21, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.53%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2035
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	7.53%

Tax Assessment & Valuation

The 2025 property tax bill for 8305 Esther Ct was $2,899 with a homeowner's exemption, up 2.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,533 (+3.94%)	$400,800 (+11.83%) Land $235,000 Building $165,800
2025	$2,899.00 (+2.66%) Homeowner's exemption	$358,400 Land $206,200 Building $152,200	$358,400 Land $206,200 Building $152,200
2024	$2,824.00 (+25.46%)
2023	$2,251.00 Homeowner's exemption	$311,333	$358,400 Land $206,200 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8305 Esther Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8305 Esther Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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