8311 Esther Ct, Severn, MD 21144 Property Records

Anne Arundel County property record for 8311 Esther Ct, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,626 sqft · built 1973
Lot Size	0.282 acres (12,283 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Sep 2020)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-152-05616900`

Property Details

APN / Parcel Number

Primary APN	`04-152-05616900`
Alternative APNs	`415205616900` `15205616900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,626 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,008 sqft
Basement Area	618 sqft
Finished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,283 sqft (0.282 acres)
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15205616900
Street Address	8311 ESTHER CT
City	SEVERN
State	MD
Zip	21144-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 20 BK L CLARK HEIGHTS
Legal Subdivision	CLARK HEIGHTS
Legal Block	L
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	740203

Owner

8311 Esther Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8311 ESTHER CT, SEVERN, MD 21144-3313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Dec 27, 1999 · Amount on File
Deed Book / Page	35266 / 22
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 23, 2020
Property Address	8311 ESTHER CT, SEVERN, MD 21144-3313
Document Number	0352660022
Book / Page	35266 / 22
Map Reference	MB 36 FO 33
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7707 WISCONSIN AVE APT 926, 7707, BETHESDA, MD 20814-6556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8311 ESTHER CT, SEVERN, MD 21144-3313

Mortgage

Document Number	3526629
Date	Sep 23, 2020
Instrument	35266/29

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8311 ESTHER CT, SEVERN, MD 21144-3313
Document Number	0313790264
Book / Page	031379 / 000264
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8311 ESTHER CT SEVERN MD 211443313, SEVERN, MD 21144-3313

Mortgage

Document Number	0313790264
Date	Sep 22, 2017
Book Page	031379/000264

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 21, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8311 Esther Ct was $4,599 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,433	$452,900 Land $224,800 Building $228,100
2025	$4,599.00
2023	$3,502.00	$320,733	$407,200 Land $198,600 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8311 Esther Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8311 Esther Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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