8304 Whetstone Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8304 Whetstone Ln, Ooltewah, TN 37363 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,038 sqft · built 1985
Lot Size	0.602 acres (26,254 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (May 2019)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122M A 090`

Property Details

APN / Parcel Number

Primary APN	`122M A 090`
Alternative APN	`0000048308`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,038 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,254 sqft (0.602 acres)
Lot Dimensions	195 ft deep x 134 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048308
Street Address	8304 WHETSTONE LN
City	OOLTEWAH
State	TN
Zip	37363-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 MILL RUN 32-116
Legal Subdivision	MILL RUN
Legal Lot Number	39
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	11447

Owner

Source: Hamilton County records · APN 122M A 090

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8304 WHETSTONE LN, OOLTEWAH, TN 37363-8863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 23, 2019	Warranty Deed, Transfer TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	May 14, 2010 · Amount on Record
Deed Document Number	2019052300092
Deed Book / Page	11648 / 954
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8304 WHETSTONE LN, OOLTEWAH, TN 37363-8863
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000310
Date	Apr 13, 2021
Book Page	12442/675
Instrument	2021041300310

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 23, 2019
Property Address	8304 WHETSTONE LN, OOLTEWAH, TN 37363-8863
Document Number	0523000092
Book / Page	011648 / 000954
Instrument Date	May 20, 2019
Instrument	190523000092
Transaction Type	Transfer
Record Updated	Jun 06, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8304 WHETSTONE LN OOLTEWAH TN 373638863, OOLTEWAH, TN 37363-8863

Mortgage

Document Number	523000093
Date	May 23, 2019
Book Page	011648/000956
Instrument	190523000093

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 22, 2044

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (-6.8%)	$134,800 (+37.55%)	$539,200 (+37.55%) Land $50,000 Building $489,200
2024	$2,192.00 (-0.41%)	$98,000 (-)	$392,000 (-) Land $50,000 Building $342,000
2023	$2,201.00	$98,000	$392,000 Land $50,000 Building $342,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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