8301 Whetstone Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8301 Whetstone Ln, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,572 sqft · built 1985
Lot Size0.516 acres (22,490 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jan 2018)
Tax Bill$2,412 (2025)
Deeds & MortgagesDec 2024 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN122M A 096

Property Details

APN / Parcel Number

Primary APN122M A 096
Alternative APN
  • 0000048314

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,572 sqft Living Area

Exterior

Year BuiltBuilt 1985
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area22,490 sqft (0.516 acres)
Lot Dimensions173 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000048314
Street Address8301 WHETSTONE LN
CityOOLTEWAH
StateTN
Zip37363-8863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 45 MILL RUN 32-116
Legal SubdivisionMILL RUN
Legal Lot Number45
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group1
Census Block1004
Census Tract11447

Owner

8301 Whetstone Ln is owned and occupied by two individuals who bought it in January 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address8301 WHETSTONE LN, OOLTEWAH, TN 37363-8863
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2024Deed of Trust, Mortgage · Line of Credit
CHATTANOOGA AREA SCHOOL FCU
Oct 13, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 18, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE INVTRS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2018 · Amount on File
Deed SaleJan 18, 2018 · Amount on File
Prior SaleSep 22, 2009 · Amount on File
Deed Document Number0011251645
Deed Book / Page11251 / 645
Record UpdatedJun 8, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8301 WHETSTONE LN, OOLTEWAH, TN 37363-8863
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000134
DateDec 2, 2024
Book Page13775/70
Instrument2024120200134
Lender
NameCHATTANOOGA AREA SCHOOL FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37404
Agreement
TypeLine of Credit
AmountAmount on Record
Term276 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8301 WHETSTONE LN, OOLTEWAH, TN 37363-8863
Document Number1109000009
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8301 WHETSTONE LN OOLTEWAH TN 373638863, OOLTEWAH, TN 37363-8863

Mortgage

Document Number1109000009
DateNov 9, 2020
Book Page012223/000475
Instrument201109000009
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueNov 8, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 18, 2018
Property Address8301 WHETSTONE LN, OOLTEWAH, TN 37363-8863
Document Number0000000402
Book / Page011251 / 000645
Instrument DateJan 18, 2018
Instrument402
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8301 WHETSTONE LN OOLTEWAH TN 373638863, OOLTEWAH, TN 37363-8863

Mortgage

Document Number403
DateJan 18, 2018
Book Page011251/000648
Instrument403
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8301 Whetstone Ln was $2,412, up 3.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,412.00 (+3.74%)$159,175 (+53.13%)$636,700 (+53.13%) Land $50,000 Building $586,700
2024$2,325.00 (-0.39%)$103,950 (-)$415,800 (-) Land $50,000 Building $365,800
2023$2,334.00$103,950$415,800 Land $50,000 Building $365,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8301 Whetstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8301 Whetstone Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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