8301 Prospect Ln, Ashland, VA 23005 Property Records

Hanover County property record for 8301 Prospect Ln, Ashland, VA 23005

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,734 sqft · built 2014
Lot Size	21.5 acres (939,154 sqft)
Owner	Individual Name on Record
Last Sale	$106,800 (Aug 2013)
Tax Bill	$7,237 (2026)
Deeds & Mortgages	Mar 2022 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8709-58-0471`

Property Details

APN / Parcel Number

Primary APN	`8709-58-0471`
Alternative APN	`10195324`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,734 sqft Living Area
1st Floor Area	3,494 sqft
Attic	Attic
Attic Area	800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	939,154 sqft (21.5 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	673 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10195324
Street Address	8301 PROSPECT LN
City	ASHLAND
State	VA
Zip	23005-7857
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	S RT 54 N/S MECHUMPS CRK PCL 5
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2036
Census Tract	320701

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8301 PROSPECT LN, ASHLAND, VA 23005-7857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Feb 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2013 · Amount on Record
Deed Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	2013124900
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	8301 PROSPECT LN, ASHLAND, VA 23005-7857
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003348889
Date	Mar 21, 2022
Book Page	3348/889
Instrument	20220321000042430

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.13%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	8301 PROSPECT LN, ASHLAND, VA 23005-7857
Document Number	31663479
Book / Page	003166 / 003479
Instrument Date	Feb 19, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8301 PROSPECT LN ASHLAND VA 230057857, ASHLAND, VA 23005-7857

Mortgage

Document Number	31663479
Date	Feb 27, 2017
Book Page	003166/003479
Instrument	24870

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2042

Interest

Rate	4%

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,237.00	$893,500 Land $153,500 Building $740,000	$893,500 Land $153,500 Building $740,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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