8285 Prospect Ln, Ashland, VA 23005 Property Records

Hanover County property record for 8285 Prospect Ln, Ashland, VA 23005 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,518 sqft · built 2019
Lot Size	12.6 acres (549,727 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Nov 2021)
Tax Bill	$7,499 (2026)
Deeds & Mortgages	Jun 2021 Refinance Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8709-58-4368`

Property Details

APN / Parcel Number

Primary APN	`8709-58-4368`
Alternative APN	`10191962`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,518 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	549,727 sqft (12.6 acres)
Porch	Patio
Porch Area	1,080 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10191962
Street Address	8285 PROSPECT LN
City	ASHLAND
State	VA
Zip	23005-7856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S RT 54, N/S MECHUMPS CRK, PCL 4
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2036
Census Tract	320701

Owner

Source: Hanover County records · APN 8709-58-4368

Assessment roll updated June 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8285 PROSPECT LN, ASHLAND, VA 23005-7856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DEPARTMENT OF INTERIOR FEDERAL CREDIT UN
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Dec 19, 2017	Trustee's Deed, Construction Loan · Line of Credit VIRGINIA CMNWLT BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	2021249300
Deed Book / Page	3337 / 1806
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	8285 PROSPECT LN, ASHLAND, VA 23005-7856
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033132110
Date	Jun 01, 2021
Book Page	3313/2110
Instrument	20210601000120320

Lender

Name	DEPARTMENT OF INTERIOR FEDERAL CREDIT UN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Nov 30, 2021
Property Address	8285 PROSPECT LN, ASHLAND, VA 23005-7856
Document Number	0033371806
Book / Page	3337 / 1806
Instrument Date	Nov 17, 2021
Instrument	20211130000249300
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8285 PROSPECT LN, ASHLAND, VA 23005-7856

Mortgage

Document Number	20211130000249310
Date	Nov 30, 2021
Instrument	20211130000249310

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HANOVER VA
Recording Date	Dec 19, 2017
Property Address	8285 PROSPECT LN, ASHLAND, VA 23005-7856
Book / Page	003189 / 003290
Instrument Date	Dec 18, 2017
Instrument	162810
Transaction Type	Construction Loan
Record Updated	Jan 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	31893290
Date	Dec 19, 2017
Book Page	003189/003290
Instrument	162810

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hanover County records · Assessment roll updated June 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,499.00	$925,900 Land $185,900 Building $740,000	$925,900 Land $185,900 Building $740,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hanover County (51085C), updated January 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510853207012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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