83004 S Bay Dr, Indio, CA 92203 Property Records

Riverside County property record for 83004 S Bay Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,700 sqft · built 2004
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2013)
Tax Bill	$34,926 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`692-230-008`

Property Details

APN / Parcel Number

Primary APN	`692-230-008`
Alternative APN	`679240008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	5,700 sqft Living Area
Gross Area	8,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	30,492 sqft (0.7 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,681 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	83004 S BAY DR
City	INDIO
State	CA
Zip	92203-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.70 ACRES M/L IN LOT 7 MB 287/090 TR 28913
Legal Subdivision	SHADOW LAKE ESTATES
Legal Tract	28913
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1041
Census Tract	45228

Owner

83004 S Bay Dr is owned by two individuals who bought it in March 2013.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3451 WARWOOD RD, LAKEWOOD, CA 90712-3751
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013 · Amount on File
Deed Sale	Mar 13, 2013 · Amount on File
Prior Sale	May 2, 2001 · Amount on File
Deed Document Number	2013123354
Prior Transfer Date	Jun 11, 2007
Prior Transfer Doc	0000540731
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	83004 S BAY DR, INDIO, CA 92203-3000
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082864
Date	Mar 6, 2018
Instrument	2018-0082864

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	83004 S BAY DR, INDIO, CA 92203-3000
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 WARWOOD RD, LAKEWOOD, CA 90712-3751

Mortgage

Document Number	0000695226
Date	Nov 22, 2021
Instrument	2021-0695226

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 83004 S Bay Dr was $34,926.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,832,776 (+2%) Land $614,782 Building $2,217,994
2025	$34,926.00	$2,777,232 Land $602,728 Building $2,174,504
2023	$33,520.00 (+2.08%)	$2,669,390 Land $579,324 Building $2,090,066
2022	$32,837.00
2021			$2,446,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83004 S Bay Dr in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2007)
Most Recent Claim	Aug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 83004 S Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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