83260 S Bay Dr, Indio, CA 92203 Property Records

Riverside County property record for 83260 S Bay Dr, Indio, CA 92203

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,181 sqft · built 2004
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$2,050,000 (Aug 2005)
Tax Bill$34,068 (2025)
Deeds & MortgagesOct 2017 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN692-270-002

Property Details

APN / Parcel Number

Primary APN692-270-002
Alternative APN
  • 679280002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths3 Half Baths
Stories1 Story
Building Area3,181 sqft Living Area
Gross Area5,480 sqft
1st Floor Area3,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialGravel
Lot Area29,621 sqft (0.68 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area1,279 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address83260 S BAY DR
CityINDIO
StateCA
Zip92203-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.68 ACRES M/L IN LOT 42 MB 287/090 TR 28913
Legal SubdivisionSHADOW LAKE ESTATES
Legal Tract28913
Legal Lot Number42
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1041
Census Tract45228

Owner

83260 S Bay Dr is owned by two individuals who acquired it in December 2014.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6441 TWILIGHT DR, HUNTINGTON BEACH, CA 92648-6726
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2017Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2005 · Amount on File
Deed SaleAug 29, 2005 · Amount on File
Prior SaleSep 18, 2001 · Amount on File
Deed Document Number2005709132
Last Transfer DateDec 16, 2014
Transfer Doc0000486000
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address83260 S BAY DR, INDIO, CA 92203-3001
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000449578
DateOct 30, 2017
Instrument2017-0449578
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateNov 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address83260 S BAY DR, INDIO, CA 92203-3001
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyTICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address83260 S BAY DR, INDIO, CA 92203-3001

Mortgage

Document Number0000470951
DateAug 6, 2021
Instrument2021-0470951
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address83260 S BAY DR, INDIO, CA 92203-3001
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address83260 S BAY DR, INDIO, CA 92203-3001

Mortgage

Document Number0000342715
DateJun 7, 2021
Instrument2021-0342715
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 83260 S Bay Dr was $34,068.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,896,747 (+5.99%) Land $766,642 Building $2,130,105
2025$34,068.00$2,733,149 Land $751,610 Building $1,981,539
2023$32,726.00 (+2.08%)$2,627,020 Land $722,425 Building $1,904,595
2022$32,060.00
2021$2,202,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83260 S Bay Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1983–2007)
Most Recent ClaimAug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 83260 S Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on S Bay Dr

Nearby Streets

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