830 W Charles St, Independence, MO 64055 Property Records

Jackson County property record for 830 W Charles St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1956
Lot Size	0.303 acres (13,191 sqft)
Owner	Individual Name on File
Last Sale	$118,400 (Mar 2019)
Tax Bill	$942 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-440-03-18`

Property Details

APN / Parcel Number

Primary APN	`26-440-03-18`
Alternative APNs	`26-440-03-18-00-0-00-000` `26440031800000001` `780335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	976 sqft
Basement Area	956 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,191 sqft (0.303 acres)
Lot Dimensions	148 ft deep x 90 ft wide
Garage Type	Detached
Porch	Covered Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	780335
Street Address	830 W CHARLES ST
City	INDEPENDENCE
State	MO
Zip	64055-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIS ADD LOT 2 (EX PT IN ROW)
Legal Subdivision	WILLIS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1009
Census Tract	12200

Owner

830 W Charles St is owned and occupied by an individual who bought it in March 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	830 W CHARLES ST, INDEPENDENCE, MO 64055-1122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Nov 12, 2008
Deed Document Number	2019E17991
Prior Transfer Date	Jan 9, 2007
Prior Transfer Doc	00E0006006
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	830 W CHARLES ST, INDEPENDENCE, MO 64055-1122
Document Number	0000E06689
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 W CHARLES ST INDEPENDENCE MO 640551122, INDEPENDENCE, MO 64055-1122

Mortgage

Document Number	0000E06689
Date	Jan 21, 2021
Instrument	6689E

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 15, 2019
Property Address	830 W CHARLES ST, INDEPENDENCE, MO 64055-1122
Document Number	0000E17991
Instrument Date	Mar 8, 2019
Instrument	17991E
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 W CHARLES ST INDEPENDENCE MO 640551122, INDEPENDENCE, MO 64055-1122

Mortgage

Document Number	E17992
Date	Mar 15, 2019
Instrument	17992E

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 830 W Charles St was $942, down 2.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,384 (-) Land $4,285 Building $22,099	$138,860 (-)
2025	$942.00 (-2.48%)	$26,384 Land $4,285 Building $22,099	$138,860
2024	$966.00 (+2.33%)
2023	$944.00 (+28.26%)	$27,898 (+39.83%) Land $1,784 Building $26,114	$146,830
2022	$736.00	$19,951 Land $3,639 Building $16,312
2021			$105,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 830 W Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 W Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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