Jackson County property record for 810 W Charles St, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1955 |
| Lot Size | 0.167 acres (7,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,600 (Oct 2016) |
| Tax Bill | $865 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-440-03-20 |
| Primary APN | 26-440-03-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,265 sqft (0.167 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Garage Type | Detached |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 780337 |
|---|---|
| Street Address | 810 W CHARLES ST |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIS ADD LOT 16 (EX S 5 IN ROW) |
| Legal Subdivision | WILLIS ADD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 12200 |
810 W Charles St is owned and occupied by two individuals who acquired it in January 2017.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 W CHARLES ST, INDEPENDENCE, MO 64055-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Feb 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2016 · Amount on File |
| Deed Sale | Oct 21, 2016 · Amount on File |
| Prior Sale | Nov 1, 1996 · Amount on File |
| Deed Document Number | 2016E99351 |
| Last Transfer Date | Jan 31, 2017 |
| Transfer Doc | 0000E09826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 810 W CHARLES ST, INDEPENDENCE, MO 64055-1122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|---|
| Address | 810 W CHARLES ST, INDEPENDENCE, MO 64055-1122 |
| Document Number | 00E0090205 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021E0090205 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Feb 1, 2017 |
| Property Address | 810 W CHARLES ST, INDEPENDENCE, MO 64055-1122 |
| Document Number | 0000E09826 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 9826E |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 810 W CHARLES ST INDEPENDENCE MO 640551122, INDEPENDENCE, MO 64055-1122 |
The 2025 property tax bill for 810 W Charles St was $865, up 18.7% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,110 (-) Land $3,718 Building $8,392 | $63,740 (-) | |
| 2025 | $865.00 (+18.66%) | $12,110 Land $3,718 Building $8,392 | $63,740 |
| 2024 | $729.00 (+2.24%) | ||
| 2023 | $713.00 | $10,532 Land $692 Building $9,840 | $55,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 810 W Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 W Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: KC Web, Wisper ISP.
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