Monroe County property record for 830 Simonton St, Key West, FL 33040 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,204 sqft · built 1943 |
| Lot Size | 0.063 acres (2,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Sep 2011) |
| Tax Bill | $5,165 (2024) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00016720-000000 |
| Primary APN | 00016720-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,756 sqft (0.063 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1017124 |
|---|---|
| Street Address | 830 SIMONTON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW PT LOT 3 SQR 5 TR 4 ZZ-217 OR172-567/68 OR594-537 OR1272-1644/46 OR1327-181/83 OR2121-1020/36 OR2286-503/04 OR2286-507/09 OR286-510/12 OR2286-513/15 OR2286-516/18 OR2286-519/21 OR2286-522/24 OR2286-525/27 OR2286-528/30 OR2286-531/33 OR2286-534/86 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | SIMONTON & WALLS ADDITION |
| Legal Tract | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 972400 |
Source: Monroe County records · APN 00016720-000000
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 830 SIMONTON ST, KEY WEST, FL 33040-7446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL BANK |
| Jan 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Jan 06, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2011 · Amount on Record |
| Deed Sale | Sep 15, 2011 · Amount on Record |
| Prior Sale | Jan 05, 2011 · Amount on Record |
| Deed Document Number | 20111851409 |
| Deed Book / Page | 2534 / 460 |
| Prior Transfer Date | Dec 17, 2010 |
| Prior Transfer Doc | 0025012452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 830 SIMONTON ST, KEY WEST, FL 33040-7446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0029402412 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 2940/2412 |
| Instrument | 2198804 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 830 SIMONTON ST, KEY WEST, FL 33040-7446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030020921 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 3002/0921 |
| Instrument | 2250785 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 830 SIMONTON ST, KEY WEST, FL 33040-7446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030020912 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 3002/0912 |
| Instrument | 2250783 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 830 SIMONTON ST, KEY WEST, FL 33040-7446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 830 SIMONTON ST, KEY WEST, FL 33040-7446 |
| Document Number | 0031312035 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 3131/2035 |
| Instrument | 2344220 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $628,152 (+5.99%) | $1,441,301 (+13.38%) Land $926,545 Building $514,756 | |
| 2024 | $5,165.00 (+1.75%) | ||
| 2023 | $5,076.00 (+4.53%) Homeowner's exemption | $592,669 (+3%) | $1,271,185 (+17.25%) Land $794,263 Building $476,922 |
| 2022 | $4,856.00 Homeowner's exemption | $575,407 | $1,084,133 Land $601,800 Building $482,333 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879724003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 285 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured (43 under condo master policies) 96 of 285 individual policies on primary residences |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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