Monroe County property record for 817 Simonton St, Key West, FL 33040
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 3 ba · 1,860 sqft · built 1953 |
| Lot Size | 0.088 acres (3,868 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,500,000 (Jul 2025) |
| Tax Bill | $8,668 (2024) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jul 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00016400-000000 |
| Primary APN | 00016400-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,860 sqft Total Area |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 3,868 sqft (0.088 acres) |
| Lot Dimensions | 100 ft deep x 39 ft wide |
| Porch | Open Porch |
| Porch Area | 588 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|
| Account Number | 1016799 |
|---|---|
| Old Parcel Number | 01010100016400000000 |
| Street Address | 817 SIMONTON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7445 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | KW PT LOT 2 SQR 4 TR 4 WW-135 ZZ-130 OR575-208 OR754-484 OR865-876 OR865-877 OR1830-2072/74 OR1921-1758/59A OR2862-2145/46 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 04 TR 04 |
| Legal Tract | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
817 Simonton St, a commercial property, is owned by a company that bought it in July 2025 and is owner-occupied.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 817 SIMONTON ST, KEY WEST, FL 33040-7445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2019 | Grant Deed, Mortgage · Line of Credit MORGAN STANLEY BK |
| Jul 5, 2017 | Warranty Deed, Transfer · Line of Credit FIRST ST BK/FL KEYS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Aug 18, 2003 |
| Deed Document Number | 0033362030 |
| Deed Book / Page | 2862 / 2145 |
| Prior Transfer Date | Jul 5, 2017 |
| Prior Transfer Doc | 2129824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 25, 2019 |
| Property Address | 817 SIMONTON ST, KEY WEST, FL 33040-7445 |
| Document Number | 0029910435 |
| Book / Page | 002991 / 000435 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 2241921 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14 NE 1ST AVE #805 MIAMI FL 331322411, 805, MIAMI, FL 33132-2411 |
| Document Number | 29910435 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 002991/000435 |
| Instrument | 2241921 |
| Name | MORGAN STANLEY BK |
|---|---|
| Type | Bank |
| Address | 1585 BROADWAY, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 24, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 5, 2017 |
| Property Address | 817 SIMONTON ST, KEY WEST, FL 33040-7445 |
| Document Number | 0028622145 |
| Book / Page | 002862 / 002145 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 2129824 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,545.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 307 NE 1ST ST MIAMI FL 331322505, MIAMI, FL 33132-2505 |
| Document Number | 28622148 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 002862/002148 |
| Instrument | 2129826 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 4, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,147,309 Land $839,475 Building $307,834 | $1,147,309 Land $839,475 Building $307,834 | |
| 2024 | $8,668.00 (+4.33%) | ||
| 2023 | $8,308.00 (+23.94%) | $1,133,888 (+49.56%) Land $900,900 Building $232,988 | $1,133,888 (+49.56%) Land $900,900 Building $232,988 |
| 2022 | $6,703.00 | $758,143 Land $511,875 Building $246,268 | $758,143 Land $511,875 Building $246,268 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 817 Simonton St in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 817 Simonton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures