St. Clair County property record for 830 S 10th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,247 sqft · built 1973 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2022) |
| Tax Bill | $3,352 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-706-0006-000 |
| Primary APN | 74-07-706-0006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 150 ft deep x 81 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 830 S 10TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 6 SHARRNEL SUBD |
| Legal Subdivision | SHARRNEL |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 642000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 830 S 10TH ST, SAINT CLAIR, MI 48079-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Aug 23, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| May 8, 2020 | Deed of Trust, Mortgage CHOICEONE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Jun 5, 2006 · Amount on Record |
| Deed Document Number | 202219906 |
| Deed Book / Page | 5555 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 830 S 10TH ST, SAINT CLAIR, MI 48079-4911 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 140 E LAWRENCE AVE, ROYAL OAK, MI 48073-3448 |
| Document Number | 0005550179 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 5550/179 |
| Instrument | 2022018748 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 23, 2022 |
| Property Address | 830 S 10TH ST, SAINT CLAIR, MI 48079-4911 |
| Document Number | 0005555233 |
| Book / Page | 5555 / 233 |
| Map Reference | LB 65 PG 7 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022019906 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | SERVICE ONE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 S 10TH ST, 830, SAINT CLAIR, MI 48079-4911 |
| Name | Verified Name |
|---|---|
| Address | 140 E LAWRENCE AVE, ROYAL OAK, MI 48073-3448 |
| Document Number | 0005550163 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 5550/163 |
| Instrument | 2022018747 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 830 S 10TH ST, SAINT CLAIR, MI 48079-4911 |
| Document Number | 0051870182 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 830 S 10TH ST ST CLAIR MI 480794911, ST CLAIR, MI 48079-4911 |
| Document Number | 0051870182 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 005187/000182 |
| Name | CHOICEONE BK |
|---|---|
| Address | SPARTA, MI 49345 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2050 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,100 (+1.56%) | $182,200 (+1.56%) | |
| 2025 | $3,352.00 (+2.79%) Homeowner's exemption | $89,700 (+8.2%) | |
| 2024 | $3,261.00 (+59.31%) | $179,400 (+8.2%) | |
| 2023 | $82,900 | ||
| 2022 | $2,047.00 | $165,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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