St. Clair County property record for 807 S 10th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,579 sqft |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2022) |
| Tax Bill | $3,393 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-094-0040-000 |
| Primary APN | 74-07-094-0040-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 920 sqft |
| Lot Area | 11,892 sqft (0.273 acres) |
|---|---|
| Lot Dimensions | 198 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 807 S 10TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 40 ASSESSORS PLAT OF PART OF FIVE ACRE LOTS 107, 110 & 111 & PART OF OUTLOTS 10 & 11 OF SUBD OF PART OF PC 304 & 305 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 40 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 642000 |
807 S 10th St is owned and occupied by an individual who bought it in July 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 807 S 10TH ST, SAINT CLAIR, MI 48079-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Nov 29, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Nov 29, 2018 · Amount on File |
| Deed Document Number | 202218044 |
| Deed Book / Page | 5547 / 78 |
| Prior Transfer Date | Oct 15, 2007 |
| Prior Transfer Doc | 003776/623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 29, 2022 |
| Property Address | 807 S 10TH ST, SAINT CLAIR, MI 48079-4912 |
| Document Number | 0000554778 |
| Book / Page | 5547 / 78 |
| Map Reference | LB 50 PG 37 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022018044 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5370 RATTLE RUN RD, 5370, SAINT CLAIR, MI 48079-4730 |
| Name | Verified Name |
|---|---|
| Address | 807 S 10TH ST, SAINT CLAIR, MI 48079-4912 |
| Investor | Possibly a Property Investor |
| Document Number | 0005541757 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 5541/757 |
| Instrument | 2022016780 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 807 S 10TH ST, SAINT CLAIR, MI 48079-4912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CISLO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050760060 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 5076/60 |
| Instrument | 2019014370 |
| Name | ARC HOME LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 29, 2018 |
| Property Address | 807 S 10TH ST, SAINT CLAIR, MI 48079-4912 |
| Document Number | 0005011513 |
| Book / Page | 5011 / 513 |
| Map Reference | LB 50 PG 37 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 2018026202 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $885.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5370 RATTLE RUN RD, SAINT CLAIR, MI 48079-4730 |
The 2025 property tax bill for 807 S 10th St was $3,393 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,900 (+2%) | $183,800 | |
| 2025 | $3,393.00 (+2.82%) Homeowner's exemption | $90,100 | |
| 2024 | $3,300.00 | $180,200 | |
| 2023 | $83,500 | ||
| 2022 | $3,611.00 | $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 S 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 S 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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