Madison County property record for 830 Richmond Rd N, Berea, KY 40403
| Property Type | Other |
|---|---|
| Lot Size | 9.85 acres (429,502 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,529 (2025) |
| Deeds & Mortgages | Dec 2021 Construction Loan Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-039A-0004 |
| Primary APN | 0073-039A-0004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 429,502 sqft (9.85 acres) |
|---|
| Account Number | 41092 |
|---|---|
| Street Address | 830 RICHMOND RD N |
| City | BEREA |
| State | KY |
| Zip | 40403-1098 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | PARCEL B (9.86 ACRES) |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 11202 |
830 Richmond Rd N is owned and occupied by two individuals.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 830 RICHMOND RD N, BEREA, KY 40403-1098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Jan 19, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000798674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 830 RICHMOND RD N, BEREA, KY 40403-1098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 353 VILLAGE DR, BEREA, KY 40403-8770 |
| Document Number | 0M2114/681 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | M2114/681 |
| Instrument | 2014066585 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 830 RICHMOND RD N, BEREA, KY 40403-1098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 353 VILLAGE DR, BEREA, KY 40403-8770 |
| Document Number | 00M2213/88 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | M2213/88 |
| Instrument | 2014128714 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | May 23, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 830 Richmond Rd N was $5,529 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,529.00 Additional exemption filed | $586,400 | $586,400 |
| 2023 | $450.00 | $46,400 | $46,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 830 Richmond Rd N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 830 Richmond Rd N is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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