762 Richmond Rd N, Berea, KY 40403 Property Records

Madison County property record for 762 Richmond Rd N, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,348 sqft
Lot Size5.06 acres (220,501 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Jan 2022)
Tax Bill$3,441 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0073-039A-0001

Property Details

APN / Parcel Number

Primary APN0073-039A-0001
Alternative APNs
  • 120588
  • 83598
  • 50071

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Building Area2,348 sqft Living Area
1st Floor Area1,608 sqft
Basement Area1,608 sqft
Finished Basement1,608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleSplit Level
Exterior MaterialStone
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area220,501 sqft (5.06 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number50071
Street Address762 RICHMOND RD N
CityBEREA
StateKY
Zip40403-1059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.0619 ACRES
Legal SubdivisionPROPERTY SURVEY FOR JAMES T GILBERT
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1075
Census Tract11202

Owner

762 Richmond Rd N is owned and occupied by two individuals who bought it in January 2022.

Source: Madison County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address762 RICHMOND RD N, BEREA, KY 40403-1059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on File
Deed SaleJan 19, 2022 · Amount on File
Prior SaleSep 20, 2019 · Amount on File
Deed Document Number202214073110
Deed Book / Page817 / 373
Prior Transfer DateFeb 10, 2010
Prior Transfer Doc00D654/189
Record UpdatedSep 20, 2026

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 20, 2019
Property Address762 RICHMOND RD N, BEREA, KY 40403-1059
Document NumberD00778/608
Book / PageD00778 / 608
Map ReferenceCAB P5 SL 348
Instrument DateAug 29, 2019
Instrument2013999123
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 HILLCREST RD, 123, LITCHFIELD, NH 03052-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address762 RICHMOND RD N, BEREA, KY 40403-1059

Mortgage

Document Number2013999124
DateSep 20, 2019
Instrument2013999124
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 762 Richmond Rd N was $3,441.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,441.00$365,000$365,000
2023$3,540.00$365,000$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 762 Richmond Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 762 Richmond Rd N is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 73% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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