Garrard County property record for 830 Industry Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1998 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $635 (2025) |
| Deeds & Mortgages | Jul 2007 Mortgage Aug 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 28C-03-006.01 |
| Primary APN | 28C-03-006.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 22210 |
|---|---|
| Street Address | 830 INDUSTRY RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.05 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 293, RICHMOND, KY 40476-0293 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 24, 2007 | Deed of Trust, Mortgage · Conventional Mortgage BENEFICIAL KENTUCKY INC |
| Aug 7, 2020 | Commissioner's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 830 INDUSTRY RD, LANCASTER, KY 40444-7896 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000M276/79 |
|---|---|
| Date | Jul 24, 2007 |
| Book Page | M276/79 |
| Instrument | 90892 |
| Name | BENEFICIAL KENTUCKY INC |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 9, 2032 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 7, 2020 |
| Property Address | 830 INDUSTRY RD, LANCASTER, KY 40444-7896 |
| Document Number | 00D304/749 |
| Book / Page | D304 / 749 |
| Map Reference | DB 183 PG 386 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 158237 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 611, LANCASTER, KY 40444-0611 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 | |
| 2025 | $635.00 (-0.47%) | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 |
| 2024 | $638.00 (+16.64%) | $60,000 (+2%) Land $20,000 Building $40,000 | $60,000 (+2%) Land $20,000 Building $40,000 |
| 2023 | $547.00 (-0.91%) | $50,000 (-) Land $15,000 Building $35,000 | $50,000 (-) Land $15,000 Building $35,000 |
| 2022 | $552.00 | $50,000 Land $15,000 Building $35,000 | $50,000 Land $15,000 Building $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAB ORCHARD WATER DISTRICT serves 1,488 people · EPA ID KY0690089 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | GARRARD CO WATER ASSOC INC |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2018 Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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