Garrard County property record for 548 Industry Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1978 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Oct 2019) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28C-01-005 |
| Primary APN | 28C-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 8560 |
|---|---|
| Street Address | 548 INDUSTRY RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | MERRIWOOD |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970300 |
548 Industry Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 INDUSTRY RD, LANCASTER, KY 40444-7893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on File |
| Deed Sale | Oct 14, 2019 · Amount on File |
| Deed Document Number | 2019154515 |
| Deed Book / Page | 300 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 14, 2019 |
| Property Address | 548 INDUSTRY RD, LANCASTER, KY 40444-7893 |
| Document Number | 00D300/460 |
| Book / Page | D300 / 460 |
| Map Reference | BK 78 PG 476 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 154515 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $119.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 PIN OAK DR, 115, LANCASTER, KY 40444-1046 |
| Name | Verified Name |
|---|---|
| Address | 548 INDUSTRY RD, LANCASTER, KY 40444-7893 |
The 2025 property tax bill for 548 Industry Rd was $1,271, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (-) Land $30,000 Building $90,000 | $120,000 (-) Land $30,000 Building $90,000 | |
| 2025 | $1,271.00 (-0.47%) | $120,000 (-) Land $30,000 Building $90,000 | $120,000 (-) Land $30,000 Building $90,000 |
| 2024 | $1,277.00 (+6.15%) | $120,000 (+9.09%) Land $30,000 Building $90,000 | $120,000 (+9.09%) Land $30,000 Building $90,000 |
| 2023 | $1,203.00 (-0.91%) | $110,000 (-) Land $30,000 Building $80,000 | $110,000 (-) Land $30,000 Building $80,000 |
| 2022 | $1,214.00 | $110,000 Land $30,000 Building $80,000 | $110,000 Land $30,000 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Industry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Industry Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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