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830 Center St, Key West, FL 33040 Property Records

Monroe County property record for 830 Center St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 624 sqft · built 1933
Lot Size0.027 acres (1,187 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Jun 2004)
Tax Bill$5,632 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00016850-000000

Property Details

APN / Parcel Number

Primary APN00016850-000000
Alternative APNs
  • 01010100016850000000
  • 1017256

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area624 sqft Living Area
1st Floor Area624 sqft
AtticAttic
Attic Area352 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,187 sqft (0.027 acres)
PorchUnfinished Open Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1017256
Street Address830 CENTER ST
CityKEY WEST
StateFL
Zip33040-7435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHRCC3
Legal DescriptionKW PT LOT 4 SQR 5 TR 4 G54-137/38 G75-152/53 OR48-57/58 OR512-719 OR781-1119/20 OR1093-1924/25 OR1334-45/46 OR1394-2032/34 OR2013-674/75 OR2598-76/78
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND OF KEY WEST
Legal Tract4
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3021
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5603 COLLEGE RD, 303, KEY WEST, FL 33040-4305
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2004 · Amount on Record
Deed SaleJun 4, 2004 · Amount on Record
Prior SaleMar 22, 1996 · Amount on Record
Deed Document Number20041449394
Deed Book / Page2013 / 674
Last Transfer DateSep 21, 2012
Transfer Doc0025980076
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address830 CENTER ST, KEY WEST, FL 33040-7435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5603 COLLEGE RD 303, 303, KEY WEST, FL 33040-4305

Mortgage

Document Number0030531812
DateOct 29, 2020
Book Page3053/1812
Instrument2288785
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeMortgage Company
AddressAVON, CT 06001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$887,379 (+15.88%) Land $610,213 Building $277,166$887,379 (+15.88%) Land $610,213 Building $277,166
2024$5,632.00 (+9.72%)
2023$5,133.00 (+14.02%)$765,789 (+19.36%) Land $523,093 Building $242,696$765,789 (+19.36%) Land $523,093 Building $242,696
2022$4,502.00$641,558 Land $396,339 Building $245,219$641,558 Land $396,339 Building $245,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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