824 Center St, Key West, FL 33040 Property Records

Monroe County property record for 824 Center St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 1928
Lot Size0.03 acres (1,339 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Jan 2010)
Tax Bill$9,640 (2024)
Flood ZoneZone X (minimal risk)
APN00016860-000100

Property Details

APN / Parcel Number

Primary APN00016860-000100
Alternative APNs
  • 01010100016860000100
  • 1017272

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2018
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,339 sqft (0.03 acres)
Lot Dimensions56 ft deep x 22 ft wide
PorchOpen Porch
Porch Area372 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1017272
Old Parcel Number01010100016860000100
Street Address824 CENTER ST
CityKEY WEST
StateFL
Zip33040-7435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 4 SQR 5 TR 4 OR655-294 OR753-543 OR785-113/15 OR850-735/36 OR873-172 OR873-173 OR992-2133 OR1023-1923 OR1054-2078
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSIMONTON & WALLS ADD
Legal Tract4
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3021
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

824 Center St is owned by an individual who acquired it in June 2025.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9500 S OCEAN DR APT 1301, 1301, JENSEN BEACH, FL 34957-2331
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2010 · Amount on File
Deed SaleJan 14, 2010 · Amount on File
Prior SaleApr 17, 2025
Deed Document Number0024482255
Deed Book / Page2448 / 2255
Last Transfer DateJun 18, 2025
Transfer Doc0033310982
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,437,789 Land $647,088 Building $790,701$1,437,789 Land $647,088 Building $790,701
2024$9,640.00 (+8.12%)
2023$8,916.00 (+10.85%)$1,295,755 (+10.84%) Land $554,704 Building $741,051$1,295,755 (+10.84%) Land $554,704 Building $741,051
2022$8,043.00$1,169,070 Land $420,290 Building $748,780$1,169,070 Land $420,290 Building $748,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Center St in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Center St

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