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830 4th St, Charleston, IL 61920 Property Records

Coles County property record for 830 4th St, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,156 sqft · built 1931
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$157,500 (Sep 2024)
Tax Bill$2,480 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-2-06733-000

Property Details

APN / Parcel Number

Primary APN02-2-06733-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,156 sqft Base Area
1st Floor Area1,156 sqft
Basement Area916 sqft
Unfinished Basement916 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1975
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions207 ft deep x 53 ft wide
Garage TypeDetached
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address830 4TH ST
CityCHARLESTON
StateIL
Zip61920-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAVIS HEIGHTS S 55 FT OF LOT 6 EX: 2 FT DEEDED TO CITY #704250 NE 1/4 SEC 15 T12N R09E
Legal Range09E
Legal Township12N
Legal Section15
Legal SubdivisionDAVIS HEIGHTS
Legal Lot Number6
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2000
Census Tract702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address830 4TH ST, CHARLESTON, IL 61920-2708
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST MID BANK & TRUST NA
Jan 12, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Prior SaleJan 12, 2017 · Amount on Record
Deed Document Number2024813772
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address830 4TH ST, CHARLESTON, IL 61920-2708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000789467
DateAug 17, 2020
Instrument202000789467
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateJan 12, 2017
Property Address830 4TH ST, CHARLESTON, IL 61920-2708
Document Number201700768170
Instrument DateJan 11, 2017
Instrument201700768170
Transaction TypeTransfer
Record UpdatedJul 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 4TH ST, CHARLESTON, IL 61920-2708

Mortgage

Document Number201700768171
DateJan 12, 2017
Instrument201700768171
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,480.00$34,060 (+20.66%) Land $5,361 Building $28,699$102,180 (+20.66%) Land $16,083 Building $86,097
2023$28,227 Land $4,443 Building $23,784$84,681 Land $13,329 Building $71,352
2020$2,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area		2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Watch TV.

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